Equites Radar

HQY · HealthEquity, Inc.

Health Information ServicesUnited StatesAnalyst view: Strong Buy

$94.64

+2.21% last session

End-of-day data · updated 2026-07-28

Bullish5 bullish · 0 bearish technical signals
Consensus: Strong Buy (1.33 from 15 analysts)
To mean target: +25.2%

Market cap

$8B

Enterprise value

$9B

Trailing P/E

37.1

Forward P/E

18.2

Dividend yield

Beta

0.21

Avg volume

1M

Employees

3K

2D change

5D change

5.00%

10D change

1.41%

30D change

11.97%

60D change

12.57%

MTD change

7.32%

YTD change

8.12%

Analyst Outlook

Consensus ratingStrong Buy
Recommendation mean (1–5)1.33
Covering analysts15
Mean price target$118.53
Low price target$105.00
Upside to mean target+25.2%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)65.9
50-day MA$90.24
200-day MA$88.38
Price vs 50-day MA+12.2%
Price vs 200-day MA+14.6%
MACD histogram0.14
Volume vs 3-month avg0.8×
52w low $73.2152w high $105.44

Analyst sentiment over time — HQY

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-24

Latest call per bank · past 12 months

RBC Capital

Outperform

$108

+14.1% vs price
Reiterates · 2026-06-03

Deutsche Bank

Buy

$128

+35.2% vs price
▲ raised from $120Maintains · 2026-03-19

JP Morgan

Overweight

$123

+30.0% vs price
▼ cut from $129Maintains · 2026-03-18

Barclays

Overweight

$110

+16.2% vs price
▼ cut from $118Maintains · 2026-02-18

Goldman Sachs

Sell

$89.00

-6.0% vs price
▲ raised from $0.00Downgrade · 2026-01-09

Jefferies

Buy

$134

+41.6% vs price
▲ raised from $130Maintains · 2025-09-03

Recent rating actions

DateFirmActionRatingPrice target
2026-07-24BTIGMaintainsBuy$110 $115
2026-06-03RBC CapitalReiteratesOutperform$108
2026-06-01CitizensMaintainsMarket Outperform$110 $111
2026-05-29RBC CapitalMaintainsOutperform$100 $108
2026-05-22Barrington ResearchMaintainsOutperform$110
2026-04-09BMO CapitalUpgradeMarket PerformOutperform$85.00 $105
2026-03-19Deutsche BankMaintainsBuy$120 $128
2026-03-18Barrington ResearchMaintainsOutperform$125 $110

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 66 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 12.2% above the 50-day MA ($90.24).
  • Price vs 200-day MA: Trading 14.6% above the 200-day MA ($88.38).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is positive (+0.14) — short-term momentum is improving.
  • 52-week range: Price is within 5% of the 52-week high ($105.44).

HQY Price Chart

Loading chart for HQY

Fundamentals

Revenue (TTM)$1.0B
EBITDA$1.0B
Free cash flow$0M
Operating cash flow$0M
Book value / share$24.40
Net debt / EBITDA1.4
WACC6.0%
Revenue growth7.00%
Earnings growth34.00%

About HealthEquity, Inc.

HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. It offers health savings accounts (HAS); investment platform; online-only automated investment advisory services through Advisor, a Web-based tool. The company also provides flexible spending accounts (FSA) for health and dependent care; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. In addition, the company offers HSA and FSA members with access to certain healthcare products, programs, and services through its marketplace. It serves clients through a direct sales force; and brokers and advisors, a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. HealthEquity, Inc. was incorporated in 2002 and is based in Draper, Utah.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.