Equites Radar

NMIH · NMI Holdings Inc

Insurance - SpecialtyUnited StatesAnalyst view: Buy

$42.75

+2.09% last session

End-of-day data · updated 2026-07-28

Bullish5 bullish · 1 bearish technical signals
Consensus: Buy (1.83 from 6 analysts)
To mean target: +9.9%

Market cap

$3B

Enterprise value

$4B

Trailing P/E

8.8

Forward P/E

8.0

Dividend yield

Beta

0.54

Avg volume

1M

Employees

0K

2D change

0.70%

5D change

3.54%

10D change

0.09%

30D change

5.98%

60D change

19.92%

MTD change

5.00%

YTD change

5.54%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)1.83
Covering analysts6
Mean price target$47.00
Low price target$43.00
Upside to mean target+9.9%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)70.9
50-day MA$39.10
200-day MA$38.61
Price vs 50-day MA+12.4%
Price vs 200-day MA+13.8%
MACD histogram0.05
Volume vs 3-month avg0.5×
52w low $35.3552w high $43.95

Analyst sentiment over time — NMIH

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-13

Latest call per bank · past 12 months

JP Morgan

Overweight

$48.00

+12.3% vs price
▲ raised from $43.00Maintains · 2026-07-13

RBC Capital

Outperform

$46.00

+7.6% vs price
▲ raised from $0.00Initiates · 2026-05-22

Barclays

Equal-Weight

$43.00

+0.6% vs price
▼ cut from $44.00Maintains · 2026-04-06

Recent rating actions

DateFirmActionRatingPrice target
2026-07-13JP MorganMaintainsOverweight$43.00 $48.00
2026-06-25Keefe, Bruyette & WoodsMaintainsOutperform$46.00 $47.00
2026-05-22RBC CapitalInitiatesOutperform$0.00 $46.00
2026-05-04Keefe, Bruyette & WoodsMaintainsOutperform$50.00 $46.00
2026-04-10Keefe, Bruyette & WoodsMaintainsOutperform$48.00 $50.00
2026-04-09JP MorganMaintainsOverweight$44.00 $43.00
2026-04-06BarclaysMaintainsEqual-Weight$44.00 $43.00
2026-01-12JP MorganMaintainsOverweight$42.00 $43.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 71 — overbought territory; the recent run-up may be due for a pause.
  • Price vs 50-day MA: Trading 12.4% above the 50-day MA ($39.10).
  • Price vs 200-day MA: Trading 13.8% above the 200-day MA ($38.61).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is positive (+0.05) — short-term momentum is improving.
  • 52-week range: Price is within 5% of the 52-week high ($43.95).

NMIH Price Chart

Loading chart for NMIH

Fundamentals

Revenue (TTM)$1.0B
EBITDA$1.0B
Free cash flow$0M
Operating cash flow$0M
Book value / share$34.57
Net debt / EBITDA0.6
WACC8.0%
Revenue growth6.00%
Earnings growth0.00%

About NMI Holdings Inc

NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.