Equites Radar

NU · Nu Holdings Ltd.

Banks - RegionalBrazilAnalyst view: Buy

$14.51

-2.21% last session

End-of-day data · updated 2026-07-24

Neutral2 bullish · 2 bearish technical signals
Consensus: Buy (1.64 from 22 analysts)
To mean target: +23.6%

Market cap

$69B

Enterprise value

$59B

Trailing P/E

22.5

Forward P/E

12.4

Dividend yield

Beta

0.95

Avg volume

70M

Employees

2D change

-2.21%

5D change

4.42%

10D change

1.43%

30D change

13.88%

60D change

11.47%

MTD change

5.97%

YTD change

-15.23%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)1.64
Covering analysts22
Mean price target$17.94
Low price target$10.00
Upside to mean target+23.6%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)59.8
50-day MA$12.98
200-day MA$15.14
Price vs 50-day MA+9.3%
Price vs 200-day MA-6.3%
MACD histogram0.06
Volume vs 3-month avg2.6×
52w low $11.6052w high $18.76

Analyst sentiment over time — NU

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-07

Latest call per bank · past 12 months

JP Morgan

Overweight

$20.00

+37.8% vs price
▲ raised from $18.00Maintains · 2026-07-07

Citigroup

Neutral

$13.00

-10.4% vs price
▼ cut from $18.00Downgrade · 2026-06-15

Bank of America

Underperform

$10.00

-31.1% vs price
▼ cut from $16.00Downgrade · 2026-06-02

UBS

Buy

$16.90

+16.5% vs price
▼ cut from $18.10Maintains · 2026-05-20

Recent rating actions

DateFirmActionRatingPrice target
2026-07-07JP MorganMaintainsOverweight$18.00 $20.00
2026-06-26NeedhamInitiatesBuy$0.00 $17.00
2026-06-15CitigroupDowngradeBuyNeutral$18.00 $13.00
2026-06-03SusquehannaDowngradePositiveNeutral$18.00 $13.00
2026-06-02Bank of AmericaDowngradeNeutralUnderperform$16.00 $10.00
2026-05-20UBSMaintainsBuy$18.10 $16.90
2026-04-14CICCInitiatesOutperform$0.00 $18.00
2026-03-19UBSUpgradeNeutralBuy$17.20 $17.60

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-23

  • RSI (14): RSI is 60 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 9.3% above the 50-day MA ($12.98).
  • Price vs 200-day MA: Trading 6.3% below the 200-day MA ($15.14).
  • MA cross: The 50-day MA sits below the 200-day MA (death-cross regime) — the longer-term trend points down.
  • MACD (12,26,9): MACD histogram is positive (+0.06) — short-term momentum is improving.
  • 52-week range: Price sits between the 52-week low ($11.60) and high ($18.76).

NU Price Chart

Loading chart for NU

Fundamentals

Revenue (TTM)$8.0B
EBITDA
Free cash flow
Operating cash flow-$10B
Book value / share$2.59
Net debt / EBITDA
WACC10.0%
Revenue growth44.00%
Earnings growth56.00%

About Nu Holdings Ltd.

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.