Equites Radar

PAY · Paymentus Holdings, Inc.

Software - InfrastructureUnited StatesAnalyst view: Buy

$28.87

+8.45% last session

End-of-day data · updated 2026-07-28

Mildly bullish3 bullish · 2 bearish technical signals
Consensus: Buy (1.57 from 7 analysts)
To mean target: +17.8%

Market cap

$4B

Enterprise value

$4B

Trailing P/E

55.2

Forward P/E

31.1

Dividend yield

Beta

1.30

Avg volume

1M

Employees

1K

2D change

5D change

9.46%

10D change

5.71%

30D change

34.36%

60D change

34.01%

MTD change

23.89%

YTD change

-0.35%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)1.57
Covering analysts7
Mean price target$34.00
Low price target$27.00
Upside to mean target+17.8%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)80.3
50-day MA$24.78
200-day MA$27.87
Price vs 50-day MA+37.8%
Price vs 200-day MA+22.5%
MACD histogram0.32
Volume vs 3-month avg1.1×
52w low $20.2152w high $38.93

Analyst sentiment over time — PAY

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-05-05

Latest call per bank · past 12 months

Goldman Sachs

Neutral

$32.00

+10.8% vs price
▼ cut from $37.00Maintains · 2026-02-24

JP Morgan

Neutral

$38.00

+31.6% vs price
▲ raised from $35.00Maintains · 2025-12-04

Recent rating actions

DateFirmActionRatingPrice target
2026-05-05WedbushMaintainsOutperform$32.00 $36.00
2026-05-05BairdMaintainsOutperform$30.00 $34.00
2026-02-24Goldman SachsMaintainsNeutral$37.00 $32.00
2026-02-24WedbushMaintainsOutperform$40.00 $32.00
2025-12-04JP MorganMaintainsNeutral$35.00 $38.00
2025-12-04Freedom Capital MarketsInitiatesBuy$0.00 $40.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 80 — overbought territory; the recent run-up may be due for a pause.
  • Price vs 50-day MA: Trading 37.8% above the 50-day MA ($24.78).
  • Price vs 200-day MA: Trading 22.5% above the 200-day MA ($27.87).
  • MA cross: The 50-day MA sits below the 200-day MA (death-cross regime) — the longer-term trend points down.
  • MACD (12,26,9): MACD histogram is positive (+0.32) — short-term momentum is improving.
  • 52-week range: Price sits between the 52-week low ($20.21) and high ($38.93).

PAY Price Chart

Loading chart for PAY

Fundamentals

Revenue (TTM)$1.0B
EBITDA$0M
Free cash flow$0M
Operating cash flow$0M
Book value / share$4.64
Net debt / EBITDA-3.6
WACC13.0%
Revenue growth30.00%
Earnings growth46.00%

About Paymentus Holdings, Inc.

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service, secure, and omni channel technology platform. Its platform's payment processing includes credit cards, debit cards, echecks, and digital wallets. The company serves utility, financial services, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and business to business industries, as well as governments and small businesses. Paymentus Holdings, Inc. was founded in 2004 and is headquartered in Charlotte, North Carolina.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.