Equites Radar

UBSI · United Bankshares, Inc.

Banks - RegionalUnited StatesAnalyst view: Hold

$47.94

+2.21% last session

End-of-day data · updated 2026-07-29

Bullish5 bullish · 0 bearish technical signals
Consensus: Hold (2.67 from 6 analysts)
To mean target: +4.3%

Market cap

$7B

Enterprise value

$5B

Trailing P/E

13.1

Forward P/E

12.7

Dividend yield

3.0%

Beta

0.73

Avg volume

1M

Employees

3K

2D change

2.21%

5D change

2.51%

10D change

2.98%

30D change

7.17%

60D change

13.84%

MTD change

4.39%

YTD change

29.95%

Analyst Outlook

Consensus ratingHold
Recommendation mean (1–5)2.67
Covering analysts6
Mean price target$50.00
Low price target$48.00
Upside to mean target+4.3%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)69.7
50-day MA$44.94
200-day MA$40.87
Price vs 50-day MA+9.0%
Price vs 200-day MA+19.9%
MACD histogram0.10
Volume vs 3-month avg0.9×
52w low $33.3752w high $49.00

Analyst sentiment over time — UBSI

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-27

Latest call per bank · past 12 months

Recent rating actions

DateFirmActionRatingPrice target
2026-07-27Keefe, Bruyette & WoodsMaintainsMarket Perform$46.00 $48.00
2026-07-01Raymond JamesMaintainsOutperform$49.00 $50.00
2026-06-24Hovde GroupInitiatesMarket Perform$0.00 $49.00
2026-01-26Keefe, Bruyette & WoodsMaintainsMarket Perform$40.00 $43.00
2026-01-23Stephens & Co.MaintainsEqual-Weight$40.00 $44.00
2025-10-24Piper SandlerUpgradeNeutralOverweight$40.00 $42.50

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 70 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 9.0% above the 50-day MA ($44.94).
  • Price vs 200-day MA: Trading 19.9% above the 200-day MA ($40.87).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is positive (+0.10) — short-term momentum is improving.
  • 52-week range: Price is within 5% of the 52-week high ($49.00).

UBSI Price Chart

Loading chart for UBSI

Fundamentals

Revenue (TTM)$1.0B
EBITDA
Free cash flow
Operating cash flow
Book value / share$39.38
Net debt / EBITDA
WACC9.0%
Revenue growth6.00%
Earnings growth12.00%

About United Bankshares, Inc.

United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.