Equites Radar

UMBF · UMB Financial Corporation

Banks - RegionalUnited StatesAnalyst view: Buy

$139.49

+0.09% last session

End-of-day data · close of 2026-09-11

Neutral2 bullish · 2 bearish technical signals
Consensus: Buy (1.73 from 15 analysts)
To mean target: +22.0%

Market cap

$11B

Enterprise value

$12B

Trailing P/E

11.6

Forward P/E

10.0

Dividend yield

1.0%

Beta

0.78

Avg volume

1M

Employees

5K

Daily Change %

0.09%

5 Days Change

-1.77%

10 Days Change

-0.29%

30 Days Change

-4.28%

60 Days Change

-2.33%

Month to Day Change

2.37%

Year to Day Change

23.63%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)1.73
Covering analysts15
Mean price target$170.07
Low price target$160.00
Upside to mean target+22.0%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)40.7
50-day MA$144.19
200-day MA$127.66
Price vs 50-day MA-3.3%
Price vs 200-day MA+9.3%
MACD histogram-0.51
Volume vs 3-month avg0.9×
52w low $102.5152w high $151.50

Analyst sentiment over time — UMBF

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-09-08

Latest call per bank · past 12 months

Morgan Stanley

Overweight

$190

+36.3% vs price
▲ raised from $159Maintains · 2026-09-08

JP Morgan

Overweight

$180

+29.2% vs price
▲ raised from $0.00Initiates · 2026-08-20

Wells Fargo

Equal-Weight

$160

+14.8% vs price
▲ raised from $139Maintains · 2026-08-10

Barclays

Overweight

$175

+25.6% vs price
▲ raised from $170Maintains · 2026-08-03

Citigroup

Neutral

$162

+16.2% vs price
▲ raised from $144Maintains · 2026-07-31

RBC Capital

Outperform

$170

+22.0% vs price
▲ raised from $168Maintains · 2026-07-30

Recent rating actions

DateFirmActionRatingPrice target
2026-09-08Morgan StanleyMaintainsOverweight$159 $190
2026-08-20JP MorganInitiatesOverweight$0.00 $180
2026-08-10Wells FargoMaintainsEqual-Weight$139 $160
2026-08-04Truist SecuritiesMaintainsBuy$161 $170
2026-08-03BarclaysMaintainsOverweight$170 $175
2026-07-31CitigroupMaintainsNeutral$144 $162
2026-07-30RBC CapitalMaintainsOutperform$168 $170
2026-07-30Piper SandlerMaintainsOverweight$161 $181

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-09-11

  • RSI (14): RSI is 41 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 3.3% below the 50-day MA ($144.19).
  • Price vs 200-day MA: Trading 9.3% above the 200-day MA ($127.66).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is negative (-0.51) — short-term momentum is fading.
  • 52-week range: Price sits between the 52-week low ($102.51) and high ($151.50).

UMBF Price Chart

Loading chart for UMBF

Fundamentals

Revenue (TTM)$3.0B
EBITDA
Free cash flow
Operating cash flow$1.0B
Book value / share$99.15
Net Debt / EBITDA
WACC9.0%
Revenue growth12.00%
Earnings growth26.00%

About UMB Financial Corporation

UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally. The company operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment provides commercial loans and credit cards; commercial real estate financing; letters of credit; loan syndication, and consultative services; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers banking, fund, asset management, and healthcare services to institutional clients; fund administration and accounting, investor services and transfer agency, alternative investment services, fixed income sales, trading and underwriting, and corporate trust and escrow services, as well as institutional custody services. This segment also provides healthcare payment solutions, including custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, as well as internet banking, ATM network, private banking, brokerage and insurance service, and investment advisory, trust, and custody services. It operates through a network of branches and offices. The company was founded in 1913 and is headquartered in Kansas City, Missouri.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.