Equites Radar

UMBF · UMB Financial Corporation

Banks - RegionalUnited StatesAnalyst view: Buy

$141.20

+2.14% last session

End-of-day data · updated 2026-07-28

Bullish4 bullish · 1 bearish technical signals
Consensus: Buy (1.69 from 13 analysts)
To mean target: +11.7%

Market cap

$11B

Enterprise value

$12B

Trailing P/E

12.3

Forward P/E

10.2

Dividend yield

1.0%

Beta

0.78

Avg volume

1M

Employees

5K

2D change

-0.16%

5D change

1.33%

10D change

-3.44%

30D change

-2.72%

60D change

7.75%

MTD change

-3.21%

YTD change

23.41%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)1.69
Covering analysts13
Mean price target$157.77
Low price target$139.00
Upside to mean target+11.7%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)55.4
50-day MA$136.74
200-day MA$122.14
Price vs 50-day MA+5.3%
Price vs 200-day MA+17.9%
MACD histogram-0.85
Volume vs 3-month avg1.1×
52w low $102.8752w high $148.02

Analyst sentiment over time — UMBF

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-15

Latest call per bank · past 12 months

Wells Fargo

Equal-Weight

$139

-1.6% vs price
▲ raised from $130Maintains · 2026-07-06

Morgan Stanley

Overweight

$159

+12.6% vs price
▲ raised from $143Maintains · 2026-06-29

Citigroup

Neutral

$144

+2.0% vs price
▲ raised from $138Maintains · 2026-06-25

RBC Capital

Outperform

$142

+0.6% vs price
▲ raised from $138Maintains · 2026-04-30

Barclays

Overweight

$170

+20.4% vs price
▲ raised from $160Maintains · 2026-04-30

Recent rating actions

DateFirmActionRatingPrice target
2026-07-15Stephens & Co.InitiatesOverweight$0.00 $167
2026-07-10Truist SecuritiesMaintainsBuy$140 $161
2026-07-06Wells FargoMaintainsEqual-Weight$130 $139
2026-06-29Morgan StanleyMaintainsOverweight$143 $159
2026-06-26Piper SandlerMaintainsOverweight$155 $161
2026-06-25CitigroupMaintainsNeutral$138 $144
2026-04-30TD CowenMaintainsBuy$141 $147
2026-04-30RBC CapitalMaintainsOutperform$138 $142

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 55 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 5.3% above the 50-day MA ($136.74).
  • Price vs 200-day MA: Trading 17.9% above the 200-day MA ($122.14).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is negative (-0.85) — short-term momentum is fading.
  • 52-week range: Price is within 5% of the 52-week high ($148.02).

UMBF Price Chart

Loading chart for UMBF

Fundamentals

Revenue (TTM)$3.0B
EBITDA
Free cash flow
Operating cash flow$1.0B
Book value / share$97.41
Net debt / EBITDA
WACC9.0%
Revenue growth49.00%
Earnings growth177.00%

About UMB Financial Corporation

UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally. The company operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment provides commercial loans and credit cards; commercial real estate financing; letters of credit; loan syndication, and consultative services; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers banking, fund, asset management, and healthcare services to institutional clients; fund administration and accounting, investor services and transfer agency, alternative investment services, fixed income sales, trading and underwriting, and corporate trust and escrow services, as well as institutional custody services. This segment also provides healthcare payment solutions, including custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, as well as internet banking, ATM network, private banking, brokerage and insurance service, and investment advisory, trust, and custody services. It operates through a network of branches and offices. The company was founded in 1913 and is headquartered in Kansas City, Missouri.

More in Banks - Regional

Screen UMBF against the full market on the Radar →

Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.