Equites Radar

XP · XP Inc.

Capital MarketsCayman IslandsAnalyst view: Buy

$16.74

+0.36% last session

End-of-day data · updated 2026-07-29

Neutral2 bullish · 2 bearish technical signals
Consensus: Buy (1.54 from 13 analysts)
To mean target: +39.7%

Market cap

$9B

Enterprise value

$-114B

Trailing P/E

8.6

Forward P/E

1.4

Dividend yield

1.0%

Beta

1.12

Avg volume

6M

Employees

2D change

0.36%

5D change

10D change

0.78%

30D change

3.00%

60D change

2.09%

MTD change

3.83%

YTD change

3.96%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)1.54
Covering analysts13
Mean price target$23.39
Low price target$19.20
Upside to mean target+39.7%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)53.5
50-day MA$16.30
200-day MA$17.87
Price vs 50-day MA+3.1%
Price vs 200-day MA-6.0%
MACD histogram0.05
Volume vs 3-month avg0.6×
52w low $14.9452w high $22.66

Analyst sentiment over time — XP

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-06-03

Latest call per bank · past 12 months

UBS

Buy

$25.00

+49.3% vs price
▼ cut from $28.00Maintains · 2026-06-03

Jefferies

Buy

$22.00

+31.4% vs price
▲ raised from $0.00Initiates · 2026-01-20

Citigroup

Buy

$23.00

+37.4% vs price
▲ raised from $22.00Maintains · 2025-09-24

Recent rating actions

DateFirmActionRatingPrice target
2026-06-03UBSMaintainsBuy$28.00 $25.00
2026-04-02UBSMaintainsBuy$25.00 $28.00
2026-01-20JefferiesInitiatesBuy$0.00 $22.00
2025-12-16UBSMaintainsBuy$23.00 $25.00
2025-10-16UBSMaintainsBuy$24.00 $23.00
2025-09-24CitigroupMaintainsBuy$22.00 $23.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 53 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 3.1% above the 50-day MA ($16.30).
  • Price vs 200-day MA: Trading 6.0% below the 200-day MA ($17.87).
  • MA cross: The 50-day MA sits below the 200-day MA (death-cross regime) — the longer-term trend points down.
  • MACD (12,26,9): MACD histogram is positive (+0.05) — short-term momentum is improving.
  • 52-week range: Price sits between the 52-week low ($14.94) and high ($22.66).

XP Price Chart

Loading chart for XP

Fundamentals

Revenue (TTM)$18B
EBITDA
Free cash flow
Operating cash flow$19B
Book value / share$9.08
Net debt / EBITDA
WACC6.0%
Revenue growth10.00%
Earnings growth9.00%

About XP Inc.

XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. It offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.