Equites Radar

CBU · Community Financial System, Inc

Banks - RegionalUnited StatesAnalyst view: none

$67.24

-2.76% last session

End-of-day data · updated 2026-07-28

Neutral2 bullish · 2 bearish technical signals
To mean target: +2.9%

Market cap

$3B

Enterprise value

$4B

Trailing P/E

16.2

Forward P/E

12.4

Dividend yield

3.0%

Beta

0.78

Avg volume

0M

Employees

3K

2D change

5D change

-0.22%

10D change

-3.28%

30D change

-1.30%

60D change

5.38%

MTD change

-2.72%

YTD change

17.72%

Analyst Outlook

Consensus rating
Recommendation mean (1–5)
Covering analysts6
Mean price target$69.17
Low price target$66.00
Upside to mean target+2.9%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)42.2
50-day MA$65.10
200-day MA$60.56
Price vs 50-day MA-0.5%
Price vs 200-day MA+6.9%
MACD histogram-0.45
Volume vs 3-month avg0.9×
52w low $49.8952w high $70.99

Analyst sentiment over time — CBU

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-04-30

Latest call per bank · past 12 months

Recent rating actions

DateFirmActionRatingPrice target
2026-04-30Piper SandlerMaintainsNeutral$62.00 $66.00
2026-02-25DA DavidsonInitiatesNeutral$0.00 $72.00
2026-01-13Janney Montgomery ScottDowngradeBuyNeutral$0.00
2025-10-23Keefe, Bruyette & WoodsReiteratesMarket Perform$67.00 $66.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 42 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 0.5% below the 50-day MA ($65.10).
  • Price vs 200-day MA: Trading 6.9% above the 200-day MA ($60.56).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is negative (-0.45) — short-term momentum is fading.
  • 52-week range: Price sits between the 52-week low ($49.89) and high ($70.99).

CBU Price Chart

Loading chart for CBU

Fundamentals

Revenue (TTM)$1.0B
EBITDA
Free cash flow
Operating cash flow$0M
Book value / share$38.52
Net debt / EBITDA
WACC9.0%
Revenue growth10.00%
Earnings growth16.00%

About Community Financial System, Inc

Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-related products and services; treasury management solutions and payment processing services, as well as certain corporate overhead-related expenses to individuals, businesses, and governmental units. The Employee Benefit Segment provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, health and welfare consulting services and introducing broker-dealer services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services, as well as employee benefit related services. The Wealth Management Services provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services, and personal financial planning services. This segment also offers a range of investment products including stocks, bonds, exchange-traded funds, mutual funds, insurance, and advisory products. Community Financial System, Inc. was founded in 1866 and is headquartered in Syracuse, New York.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.