Equites Radar

CHYM · Chime Financial, Inc.

Software - ApplicationUnited StatesAnalyst view: Buy

$20.69

+2.33% last session

End-of-day data · updated 2026-07-28

Neutral2 bullish · 2 bearish technical signals
Consensus: Buy (1.55 from 20 analysts)
To mean target: +44.3%

Market cap

$8B

Enterprise value

$7B

Trailing P/E

Forward P/E

13.6

Dividend yield

Beta

Avg volume

5M

Employees

2K

2D change

5D change

5.30%

10D change

-2.10%

30D change

7.58%

60D change

17.53%

MTD change

4.05%

YTD change

-13.15%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)1.55
Covering analysts20
Mean price target$29.85
Low price target$21.00
Upside to mean target+44.3%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)60.9
50-day MA$19.18
200-day MA$21.15
Price vs 50-day MA+16.6%
Price vs 200-day MA+5.8%
MACD histogram-0.04
Volume vs 3-month avg1.3×
52w low $16.4452w high $34.55

Analyst sentiment over time — CHYM

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-22

Latest call per bank · past 12 months

Barclays

Overweight

$26.00

+25.7% vs price
▲ raised from $0.00Initiates · 2026-07-08

Wells Fargo

Overweight

$28.00

+35.3% vs price
▲ raised from $25.00Maintains · 2026-05-07

UBS

Neutral

$27.00

+30.5% vs price
▲ raised from $24.00Maintains · 2026-02-26

Goldman Sachs

Buy

$30.00

+45.0% vs price
▲ raised from $27.00Maintains · 2026-01-06

JP Morgan

Overweight

$34.00

+64.3% vs price
▼ cut from $40.00Maintains · 2025-11-06

Jefferies

Hold

$17.00

-17.8% vs price
▲ raised from $0.00Initiates · 2025-11-03

Recent rating actions

DateFirmActionRatingPrice target
2026-07-22BMO CapitalMaintainsOutperform$30.00 $28.00
2026-07-08BarclaysInitiatesOverweight$0.00 $26.00
2026-05-11Canaccord GenuityMaintainsBuy$40.00
2026-05-07Wells FargoMaintainsOverweight$25.00 $28.00
2026-04-22BMO CapitalInitiatesOutperform$0.00 $30.00
2026-04-13Wells FargoInitiatesOverweight$0.00 $25.00
2026-04-13Compass PointUpgradeNeutralBuy$33.00 $27.00
2026-03-04KeybancInitiatesOverweight$0.00 $30.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 61 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 16.6% above the 50-day MA ($19.18).
  • Price vs 200-day MA: Trading 5.8% above the 200-day MA ($21.15).
  • MA cross: The 50-day MA sits below the 200-day MA (death-cross regime) — the longer-term trend points down.
  • MACD (12,26,9): MACD histogram is negative (-0.04) — short-term momentum is fading.
  • 52-week range: Price sits between the 52-week low ($16.44) and high ($34.55).

CHYM Price Chart

Loading chart for CHYM

Fundamentals

Revenue (TTM)$2.0B
EBITDA-$1.0B
Free cash flow$1.0B
Operating cash flow$0M
Book value / share$3.77
Net debt / EBITDA1.7
WACC-1.0%
Revenue growth25.00%
Earnings growth-34.00%

About Chime Financial, Inc.

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.