Equites Radar

FCNCA · First Citizens BancShares, Inc.

Banks - RegionalUnited StatesAnalyst view: Hold

$2212.77

-2.64% last session

End-of-day data · updated 2026-07-25

Bullish5 bullish · 0 bearish technical signals
Consensus: Hold (2.67 from 12 analysts)
To mean target: +2.6%

Market cap

$25B

Enterprise value

$38B

Trailing P/E

11.6

Forward P/E

11.0

Dividend yield

0.0%

Beta

Avg volume

0M

Employees

18K

2D change

-2.36%

5D change

4.06%

10D change

4.35%

30D change

3.42%

60D change

8.31%

MTD change

1.84%

YTD change

0.89%

Analyst Outlook

Consensus ratingHold
Recommendation mean (1–5)2.67
Covering analysts12
Mean price target$2,269.58
Low price target$2,050.00
Upside to mean target+2.6%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)56.5
50-day MA$2,056.08
200-day MA$1,977.44
Price vs 50-day MA+4.8%
Price vs 200-day MA+9.0%
MACD histogram4.70
Volume vs 3-month avg0.2×
52w low $1,633.4352w high $2,212.77

Analyst sentiment over time — FCNCA

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-28

Latest call per bank · past 12 months

Barclays

Equal-Weight

$2,376

+7.4% vs price
▲ raised from $2,346Maintains · 2026-07-27

JP Morgan

Neutral

$2,450

+10.7% vs price
▲ raised from $2,350Maintains · 2026-07-24

Goldman Sachs

Neutral

$2,340

+5.7% vs price
▲ raised from $2,100Maintains · 2026-07-07

Citigroup

Neutral

$2,100

-5.1% vs price
▼ cut from $2,250Maintains · 2026-01-26

UBS

Buy

$2,250

+1.7% vs price
▲ raised from $2,200Maintains · 2025-11-05

Recent rating actions

DateFirmActionRatingPrice target
2026-07-28Truist SecuritiesMaintainsHold$2,150 $2,323
2026-07-27Piper SandlerMaintainsNeutral$2,050 $2,100
2026-07-27BarclaysMaintainsEqual-Weight$2,346 $2,376
2026-07-24JP MorganMaintainsNeutral$2,350 $2,450
2026-07-09Keefe, Bruyette & WoodsDowngradeOutperformMarket Perform$2,300
2026-07-07Goldman SachsMaintainsNeutral$2,100 $2,340
2026-07-01JP MorganMaintainsNeutral$2,150 $2,350
2026-04-27TD CowenMaintainsBuy$2,500 $2,300

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-27

  • RSI (14): RSI is 56 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 4.8% above the 50-day MA ($2,056.08).
  • Price vs 200-day MA: Trading 8.9% above the 200-day MA ($1,977.44).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is positive (+4.70) — short-term momentum is improving.
  • 52-week range: Price is within 5% of the 52-week high ($2,212.77).

FCNCA Price Chart

Loading chart for FCNCA

Fundamentals

Revenue (TTM)$9.0B
EBITDA
Free cash flow
Operating cash flow
Book value / share$1,735.18
Net debt / EBITDA
WACC3.0%
Revenue growth8.00%
Earnings growth29.00%

About First Citizens BancShares, Inc.

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, including checking, savings, money market, and time deposit accounts; conforming and jumbo residential mortgage, and business and commercial loans; brokerage, investment advisory, private stock loans, other secured and unsecured lending products, and vineyard development loans; planning-based financial strategies, family office, financial planning, tax planning, and trust services; and payment and treasury services. This segment also includes a community association bank business that supports deposit, cash management, and lending to homeowner associations and property management companies. Its Commercial Bank segment provides a range of leasing, capital markets, asset management, and other financial and advisory services; factoring, receivable management, supply chain financing, and secured financing services; and commercial deposit products and services through online and mobile banking platforms, as well as physical locations. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. Its railcar types include covered hopper cars used to ship grain and agricultural products, plastic pellets, sand, and cement; tank cars for energy products and chemicals; gondolas for coal, steel coil and mill service products; open-top hopper cars for coal and aggregates; boxcars for paper and auto parts; and centerbeams and flat cars for lumber. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.