Equites Radar

FICO · Fair Isaac Corporation

Software - ApplicationUnited StatesAnalyst view: Buy

$1280.57

+4.35% last session

End-of-day data · updated 2026-07-29

Neutral2 bullish · 2 bearish technical signals
Consensus: Buy (1.81 from 20 analysts)
To mean target: +19.8%

Market cap

$31B

Enterprise value

$34B

Trailing P/E

42.4

Forward P/E

24.5

Dividend yield

Beta

1.29

Avg volume

0M

Employees

4K

2D change

4.35%

5D change

10D change

6.29%

30D change

13.48%

60D change

6.85%

MTD change

10.74%

YTD change

-20.96%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)1.81
Covering analysts20
Mean price target$1,534.55
Low price target$707.00
Upside to mean target+19.8%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)64.0
50-day MA$1,211.38
200-day MA$1,385.00
Price vs 50-day MA+10.3%
Price vs 200-day MA-3.5%
MACD histogram3.41
Volume vs 3-month avg1.2×
52w low $922.3752w high $1,879.55

Analyst sentiment over time — FICO

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-02

Latest call per bank · past 12 months

UBS

Neutral

$1,270

-0.8% vs price
▲ raised from $1,250Maintains · 2026-07-02

Bank of America

Buy

$1,400

+9.3% vs price
▼ cut from $1,550Maintains · 2026-05-19

Jefferies

Buy

$1,700

+32.8% vs price
▼ cut from $1,800Maintains · 2026-05-04

JP Morgan

Neutral

$1,225

-4.3% vs price
▼ cut from $1,325Maintains · 2026-04-30

Wells Fargo

Overweight

$1,400

+9.3% vs price
▼ cut from $1,650Maintains · 2026-04-30

Barclays

Overweight

$1,950

+52.3% vs price
▼ cut from $2,400Maintains · 2026-04-10

Goldman Sachs

Buy

$1,528

+19.3% vs price
▼ cut from $1,770Maintains · 2026-04-02

Recent rating actions

DateFirmActionRatingPrice target
2026-07-02UBSMaintainsNeutral$1,250 $1,270
2026-06-16UBSMaintainsNeutral$1,110 $1,250
2026-06-09NeedhamReiteratesBuy$1,650
2026-05-19Bank of AmericaMaintainsBuy$1,550 $1,400
2026-05-04JefferiesMaintainsBuy$1,800 $1,700
2026-04-30JP MorganMaintainsNeutral$1,325 $1,225
2026-04-30Wells FargoMaintainsOverweight$1,650 $1,400
2026-04-29NeedhamMaintainsBuy$1,975 $1,650

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 64 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 10.3% above the 50-day MA ($1,211.38).
  • Price vs 200-day MA: Trading 3.5% below the 200-day MA ($1,385.00).
  • MA cross: The 50-day MA sits below the 200-day MA (death-cross regime) — the longer-term trend points down.
  • MACD (12,26,9): MACD histogram is positive (+3.41) — short-term momentum is improving.
  • 52-week range: Price sits between the 52-week low ($922.37) and high ($1,879.55).

FICO Price Chart

Loading chart for FICO

Fundamentals

Revenue (TTM)$2.0B
EBITDA$1.0B
Free cash flow$1.0B
Operating cash flow$1.0B
Book value / share$-90.22
Net debt / EBITDA3.0
WACC12.0%
Revenue growth39.00%
Earnings growth69.00%

About Fair Isaac Corporation

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.