Equites Radar

LOB · Live Oak Bancshares, Inc.

Banks - RegionalUnited StatesAnalyst view: Buy

$42.08

+1.75% last session

End-of-day data · updated 2026-07-28

Bullish4 bullish · 1 bearish technical signals
Consensus: Buy (2.40 from 4 analysts)
To mean target: +8.1%

Market cap

$2B

Enterprise value

$1B

Trailing P/E

14.8

Forward P/E

10.0

Dividend yield

0.0%

Beta

1.88

Avg volume

0M

Employees

1K

2D change

5D change

-1.10%

10D change

-0.71%

30D change

1.88%

60D change

11.00%

MTD change

0.93%

YTD change

22.99%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)2.40
Covering analysts4
Mean price target$45.50
Low price target$44.00
Upside to mean target+8.1%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)60.1
50-day MA$39.48
200-day MA$36.38
Price vs 50-day MA+8.7%
Price vs 200-day MA+18.0%
MACD histogram-0.06
Volume vs 3-month avg0.5×
52w low $29.3452w high $43.69

Analyst sentiment over time — LOB

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-27

Latest call per bank · past 12 months

Recent rating actions

DateFirmActionRatingPrice target
2026-07-27TD CowenMaintainsBuy$47.00 $49.00
2026-07-24Keefe, Bruyette & WoodsMaintainsOutperform$45.00 $47.00
2026-07-15Cantor FitzgeraldMaintainsNeutral$41.00 $44.00
2026-04-27TD CowenMaintainsBuy$51.00 $47.00
2026-04-27Piper SandlerMaintainsNeutral$40.00 $41.00
2026-04-24Keefe, Bruyette & WoodsMaintainsOutperform$44.00 $42.00
2026-02-03TD CowenMaintainsBuy$53.00 $51.00
2025-10-24Piper SandlerMaintainsNeutral$37.00 $35.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 60 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 8.7% above the 50-day MA ($39.48).
  • Price vs 200-day MA: Trading 18.0% above the 200-day MA ($36.38).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is negative (-0.06) — short-term momentum is fading.
  • 52-week range: Price is within 5% of the 52-week high ($43.69).

LOB Price Chart

Loading chart for LOB

Fundamentals

Revenue (TTM)$1.0B
EBITDA
Free cash flow
Operating cash flow
Book value / share$25.55
Net debt / EBITDA
WACC17.0%
Revenue growth8.00%
Earnings growth45.00%

About Live Oak Bancshares, Inc.

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.