Equites Radar

MCHB · Mechanics Bancorp

Banks - RegionalUnited StatesAnalyst view: Buy

$15.68

+1.41% last session

End-of-day data · updated 2026-07-28

Bullish4 bullish · 1 bearish technical signals
Consensus: Buy (2.00 from 3 analysts)
To mean target: +6.3%

Market cap

$3B

Enterprise value

$3B

Trailing P/E

12.5

Forward P/E

13.0

Dividend yield

8.0%

Beta

0.15

Avg volume

1M

Employees

2K

2D change

5D change

-2.01%

10D change

-4.05%

30D change

-2.25%

60D change

6.11%

MTD change

-4.52%

YTD change

15.12%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)2.00
Covering analysts3
Mean price target$16.67
Low price target$16.00
Upside to mean target+6.3%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)51.0
50-day MA$15.27
200-day MA$13.97
Price vs 50-day MA+3.7%
Price vs 200-day MA+13.4%
MACD histogram-0.10
Volume vs 3-month avg1.7×
52w low $11.5552w high $16.64

Analyst sentiment over time — MCHB

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-05-29

Latest call per bank · past 12 months

Recent rating actions

DateFirmActionRatingPrice target
2026-05-29Raymond JamesInitiatesOutperform$0.00 $17.00
2026-05-04Keefe, Bruyette & WoodsMaintainsMarket Perform$16.00 $15.50
2026-04-10Cantor FitzgeraldInitiatesOverweight$0.00 $17.00
2025-10-20Keefe, Bruyette & WoodsMaintainsMarket Perform$14.00 $14.50

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 51 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 3.7% above the 50-day MA ($15.27).
  • Price vs 200-day MA: Trading 13.4% above the 200-day MA ($13.97).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is negative (-0.10) — short-term momentum is fading.
  • 52-week range: Price is within 5% of the 52-week high ($16.64).

MCHB Price Chart

Loading chart for MCHB

Fundamentals

Revenue (TTM)$1.0B
EBITDA
Free cash flow
Operating cash flow$0M
Book value / share$12.06
Net debt / EBITDA
WACC5.0%
Revenue growth31.00%
Earnings growth-91.00%

About Mechanics Bancorp

Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking. Further, the company provides real estate, escrow services, title, labor unions, nonprofits and property management services. Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.