NBTB · NBT Bancorp Inc.
$51.32
-0.79% last session
End-of-day data · updated 2026-07-25
Market cap
$3B
Enterprise value
$2B
Trailing P/E
14.8
Forward P/E
11.7
Dividend yield
3.0%
Beta
0.49
Avg volume
0M
Employees
2K
2D change
2.07%
5D change
0.10%
10D change
2.11%
30D change
6.33%
60D change
13.36%
MTD change
4.24%
YTD change
28.28%
Analyst Outlook
Analyst estimates change daily — follow the shifts on the Estimate Trends page.
Technical Analysis
Analyst sentiment over time — NBTB
Rec Mean (blue, left — higher = more bullish) vs. price targets (right).
Investment Bank Ratings as of 2026-06-26
Latest call per bank · past 12 months
Recent rating actions
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-06-26 | Piper Sandler | Maintains | Overweight | $50.00 → $56.00 |
| 2026-04-27 | DA Davidson | Maintains | Buy | $52.00 |
| 2026-02-25 | DA Davidson | Initiates | Buy | $0.00 → $54.00 |
| 2025-07-31 | DA Davidson | Maintains | Buy | $53.00 → $55.00 |
Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.
Signal Summary as of 2026-07-23
- RSI (14): RSI is 60 — neutral momentum, neither overbought nor oversold.
- Price vs 50-day MA: Trading 7.1% above the 50-day MA ($47.92).
- Price vs 200-day MA: Trading 17.6% above the 200-day MA ($43.63).
- MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
- MACD (12,26,9): MACD histogram is negative (-0.03) — short-term momentum is fading.
- 52-week range: Price is within 5% of the 52-week high ($53.18).
NBTB Price Chart
Loading chart for NBTB…
Fundamentals
About NBT Bancorp Inc.
NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan and health savings account recordkeeping and administration, and actuarial services. In addition, the company offers insurance products, such as personal property and casualty, business liability, and commercial insurance; and other products and services through a network of ATM locations and 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company serves retail, commercial, and municipal customers. It operates in upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.