Equites Radar

NCNO · nCino, Inc.

Software - ApplicationUnited StatesAnalyst view: Buy

$16.56

+4.87% last session

End-of-day data · updated 2026-07-28

Mildly bearish1 bullish · 3 bearish technical signals
Consensus: Buy (2.00 from 11 analysts)
To mean target: +41.1%

Market cap

$2B

Enterprise value

$2B

Trailing P/E

147.1

Forward P/E

11.8

Dividend yield

Beta

0.68

Avg volume

3M

Employees

2K

2D change

5D change

8.82%

10D change

-1.12%

30D change

12.92%

60D change

9.76%

MTD change

2.92%

YTD change

-31.16%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)2.00
Covering analysts11
Mean price target$23.36
Low price target$17.00
Upside to mean target+41.1%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)61.7
50-day MA$16.14
200-day MA$19.87
Price vs 50-day MA+14.7%
Price vs 200-day MA-6.8%
MACD histogram-0.01
Volume vs 3-month avg0.9×
52w low $14.0152w high $32.69

Analyst sentiment over time — NCNO

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-06-22

Latest call per bank · past 12 months

JP Morgan

Neutral

$17.00

+2.7% vs price
▲ raised from $16.00Maintains · 2026-06-22

Goldman Sachs

Neutral

$21.00

+26.8% vs price
▼ cut from $24.00Maintains · 2026-05-15

Barclays

Overweight

$22.00

+32.9% vs price
▲ raised from $21.00Maintains · 2026-04-01

Morgan Stanley

Overweight

$23.00

+38.9% vs price
▲ raised from $21.00Maintains · 2026-04-01

Bank of America

Neutral

$38.00

+129.5% vs price
▲ raised from $34.00Maintains · 2025-08-27

Recent rating actions

DateFirmActionRatingPrice target
2026-06-22JP MorganMaintainsNeutral$16.00 $17.00
2026-05-28NeedhamReiteratesBuy$25.00
2026-05-18CitizensMaintainsMarket Outperform$32.00 $23.00
2026-05-15Goldman SachsMaintainsNeutral$24.00 $21.00
2026-04-01BarclaysMaintainsOverweight$21.00 $22.00
2026-04-01Goldman SachsMaintainsNeutral$28.00 $24.00
2026-04-01Keefe, Bruyette & WoodsMaintainsOutperform$36.00 $24.00
2026-04-01Truist SecuritiesMaintainsHold$27.00 $19.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 62 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 14.7% above the 50-day MA ($16.14).
  • Price vs 200-day MA: Trading 6.8% below the 200-day MA ($19.87).
  • MA cross: The 50-day MA sits below the 200-day MA (death-cross regime) — the longer-term trend points down.
  • MACD (12,26,9): MACD histogram is negative (-0.01) — short-term momentum is fading.
  • 52-week range: Price sits between the 52-week low ($14.01) and high ($32.69).

NCNO Price Chart

Loading chart for NCNO

Fundamentals

Revenue (TTM)$1.0B
EBITDA$0M
Free cash flow$0M
Operating cash flow$0M
Book value / share$8.92
Net debt / EBITDA3.1
WACC9.0%
Revenue growth11.00%
Earnings growth148.00%

About nCino, Inc.

nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and an Account Opening solution, which includes a Deposit Account Opening solution for consumers and small businesses. The company also provides Lending, which provides a loan origination platform for commercial, consumer, small business, and mortgage lending, such as the Commercial Loan Origination System that automates the loan lifecycle; Consumer Lending solution, which offers an omnichannel solution with automated credit decisioning and integrations; and Small Business Loan Origination solution for automation and machine learning. In addition, it offers Credit Monitoring, manages credit risks, monitors performance, and uncovers growth opportunities through a data-driven platform; Portfolio Analytics solution, which offers customizable dashboards to track loan, deposit, and application data; and Integration & Intelligence, provides integration capabilities to connect core banking systems, fintech applications, and third-party services via open APIs and a partner marketplace. The company serves global, enterprise, regional, and community banks, credit unions, challenger banks, and independent mortgage banks, business development managers, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.