Equites Radar

OFG · OFG Bancorp

Banks - RegionalUnited StatesAnalyst view: Hold

$52.38

+1.24% last session

End-of-day data · updated 2026-07-29

Bullish5 bullish · 0 bearish technical signals
Consensus: Hold (2.60 from 4 analysts)
To mean target: +5.0%

Market cap

$2B

Enterprise value

$2B

Trailing P/E

10.3

Forward P/E

10.6

Dividend yield

3.0%

Beta

0.71

Avg volume

0M

Employees

2K

2D change

1.24%

5D change

10D change

5.91%

30D change

8.58%

60D change

17.23%

MTD change

5.74%

YTD change

31.49%

Analyst Outlook

Consensus ratingHold
Recommendation mean (1–5)2.60
Covering analysts4
Mean price target$55.00
Low price target$49.00
Upside to mean target+5.0%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)68.8
50-day MA$47.77
200-day MA$42.50
Price vs 50-day MA+11.0%
Price vs 200-day MA+24.8%
MACD histogram0.17
Volume vs 3-month avg0.5×
52w low $36.5652w high $53.03

Analyst sentiment over time — OFG

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-22

Latest call per bank · past 12 months

Wells Fargo

Equal-Weight

$49.00

-6.5% vs price
▲ raised from $45.00Maintains · 2026-07-06

Recent rating actions

DateFirmActionRatingPrice target
2026-07-22Keefe, Bruyette & WoodsMaintainsMarket Perform$52.00 $57.00
2026-07-22Truist SecuritiesMaintainsBuy$55.00 $58.00
2026-07-15BenchmarkInitiatesHold$0.00
2026-07-13Truist SecuritiesMaintainsBuy$50.00 $55.00
2026-07-06Wells FargoMaintainsEqual-Weight$45.00 $49.00
2026-04-22Wells FargoMaintainsEqual-Weight$43.00 $45.00
2026-04-22Piper SandlerReiteratesNeutral$43.00 $48.00
2026-04-22Truist SecuritiesMaintainsBuy$44.00 $50.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 69 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 11.0% above the 50-day MA ($47.77).
  • Price vs 200-day MA: Trading 24.8% above the 200-day MA ($42.50).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is positive (+0.17) — short-term momentum is improving.
  • 52-week range: Price is within 5% of the 52-week high ($53.03).

OFG Price Chart

Loading chart for OFG

Fundamentals

Revenue (TTM)$1.0B
EBITDA
Free cash flow
Operating cash flow
Book value / share$32.35
Net debt / EBITDA
WACC8.0%
Revenue growth10.00%
Earnings growth21.00%

About OFG Bancorp

OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company's portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company was founded in 1964 and is headquartered in San Juan, Puerto Rico.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.