Equites Radar

OSBC · Old Second Bancorp, Inc.

Banks - RegionalUnited StatesAnalyst view: Buy

$24.03

+2.02% last session

End-of-day data · updated 2026-07-28

Bullish5 bullish · 1 bearish technical signals
Consensus: Buy (1.83 from 6 analysts)
To mean target: +6.1%

Market cap

$1B

Enterprise value

$2B

Trailing P/E

14.8

Forward P/E

10.7

Dividend yield

1.0%

Beta

0.70

Avg volume

0M

Employees

1K

2D change

5D change

5.15%

10D change

4.57%

30D change

5.73%

60D change

15.95%

MTD change

4.66%

YTD change

27.65%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)1.83
Covering analysts6
Mean price target$25.50
Low price target$24.00
Upside to mean target+6.1%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)75.5
50-day MA$22.37
200-day MA$20.33
Price vs 50-day MA+12.7%
Price vs 200-day MA+24.1%
MACD histogram0.12
Volume vs 3-month avg1.3×
52w low $16.3852w high $25.22

Analyst sentiment over time — OSBC

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-27

Latest call per bank · past 12 months

Recent rating actions

DateFirmActionRatingPrice target
2026-07-27Piper SandlerReiteratesOverweight$26.00 $30.00
2026-07-25DA DavidsonMaintainsNeutral$24.00 $25.00
2026-06-26Piper SandlerMaintainsOverweight$25.00 $26.00
2026-04-27Piper SandlerMaintainsOverweight$26.00 $25.00
2026-01-23DA DavidsonMaintainsNeutral$22.00 $23.00
2025-10-24Keefe, Bruyette & WoodsMaintainsOutperform$22.00 $23.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 76 — overbought territory; the recent run-up may be due for a pause.
  • Price vs 50-day MA: Trading 12.7% above the 50-day MA ($22.37).
  • Price vs 200-day MA: Trading 24.1% above the 200-day MA ($20.33).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is positive (+0.12) — short-term momentum is improving.
  • 52-week range: Price is within 5% of the 52-week high ($25.22).

OSBC Price Chart

Loading chart for OSBC

Fundamentals

Revenue (TTM)$0M
EBITDA
Free cash flow
Operating cash flow
Book value / share$17.29
Net debt / EBITDA
WACC9.0%
Revenue growth23.00%
Earnings growth12.00%

About Old Second Bancorp, Inc.

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

More in Banks - Regional

Screen OSBC against the full market on the Radar →

Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.