Equites Radar

PFSI · PennyMac Financial Services, In

Mortgage FinanceUnited StatesAnalyst view: Buy

$82.61

-2.46% last session

End-of-day data · updated 2026-07-25

Bearish1 bullish · 4 bearish technical signals
Consensus: Buy (2.00 from 7 analysts)
To mean target: +24.2%

Market cap

$4B

Enterprise value

$30B

Trailing P/E

9.0

Forward P/E

6.5

Dividend yield

1.0%

Beta

1.43

Avg volume

1M

Employees

6K

2D change

2.11%

5D change

0.92%

10D change

-0.74%

30D change

0.06%

60D change

-2.06%

MTD change

-0.57%

YTD change

-35.58%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)2.00
Covering analysts7
Mean price target$102.57
Low price target$91.00
Upside to mean target+24.2%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)46.8
50-day MA$83.77
200-day MA$104.81
Price vs 50-day MA-1.4%
Price vs 200-day MA-21.2%
MACD histogram0.09
Volume vs 3-month avg1.1×
52w low $79.5652w high $158.38

Analyst sentiment over time — PFSI

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-07

Latest call per bank · past 12 months

Barclays

Equal-Weight

$93.00

+12.6% vs price
▼ cut from $107Downgrade · 2026-07-07

Wells Fargo

Overweight

$100

+21.1% vs price
▼ cut from $110Maintains · 2026-05-06

Jefferies

Buy

$160

+93.7% vs price
▲ raised from $0.00Initiates · 2025-12-19

UBS

Neutral

$145

+75.5% vs price
▲ raised from $135Maintains · 2025-10-24

Recent rating actions

DateFirmActionRatingPrice target
2026-07-07BarclaysDowngradeOverweightEqual-Weight$107 $93.00
2026-07-02Piper SandlerMaintainsOverweight$112 $106
2026-06-16BTIGMaintainsBuy$150 $105
2026-05-11BarclaysMaintainsOverweight$116 $107
2026-05-08Keefe, Bruyette & WoodsMaintainsOutperform$115 $108
2026-05-06Piper SandlerMaintainsOverweight$122 $112
2026-05-06Wells FargoMaintainsOverweight$110 $100
2026-04-24Stephens & Co.InitiatesEqual-Weight$0.00 $100

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-23

  • RSI (14): RSI is 47 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 1.4% below the 50-day MA ($83.77).
  • Price vs 200-day MA: Trading 21.2% below the 200-day MA ($104.81).
  • MA cross: The 50-day MA sits below the 200-day MA (death-cross regime) — the longer-term trend points down.
  • MACD (12,26,9): MACD histogram is positive (+0.09) — short-term momentum is improving.
  • 52-week range: Price is within 10% of the 52-week low ($79.56).

PFSI Price Chart

Loading chart for PFSI

Fundamentals

Revenue (TTM)$3.0B
EBITDA
Free cash flow
Operating cash flow-$4.0B
Book value / share$83.31
Net debt / EBITDA
WACC7.0%
Revenue growth-17.00%
Earnings growth8.00%

About PennyMac Financial Services, In

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment also sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs, and supervising foreclosures and property dispositions. The company was founded in 2008 and is headquartered in Westlake Village, California.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.