Equites Radar

UCB · United Community Banks, Inc.

Banks - RegionalUnited StatesAnalyst view: Buy

$35.25

+1.45% last session

End-of-day data · updated 2026-07-28

Bullish4 bullish · 1 bearish technical signals
Consensus: Buy (2.29 from 6 analysts)
To mean target: +10.4%

Market cap

$4B

Enterprise value

$5B

Trailing P/E

11.5

Forward P/E

10.9

Dividend yield

3.0%

Beta

0.83

Avg volume

1M

Employees

3K

2D change

5D change

0.80%

10D change

-3.51%

30D change

-1.24%

60D change

7.51%

MTD change

-2.44%

YTD change

14.42%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)2.29
Covering analysts6
Mean price target$38.92
Low price target$37.00
Upside to mean target+10.4%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)55.1
50-day MA$34.15
200-day MA$32.30
Price vs 50-day MA+4.5%
Price vs 200-day MA+10.5%
MACD histogram-0.14
Volume vs 3-month avg0.7×
52w low $28.2752w high $37.09

Analyst sentiment over time — UCB

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-22

Latest call per bank · past 12 months

Recent rating actions

DateFirmActionRatingPrice target
2026-07-22DA DavidsonMaintainsBuy$40.00
2026-06-17Piper SandlerMaintainsNeutral$36.00 $35.00
2026-06-15DA DavidsonMaintainsBuy$39.00 $40.00
2026-04-28Stephens & Co.MaintainsOverweight$39.00 $40.00
2026-04-22DA DavidsonMaintainsBuy$39.00
2026-04-22Piper SandlerMaintainsNeutral$35.00 $36.00
2026-04-09Keefe, Bruyette & WoodsUpgradeMarket PerformOutperform$36.00 $40.00
2026-01-15DA DavidsonMaintainsBuy$38.00 $39.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 55 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 4.5% above the 50-day MA ($34.15).
  • Price vs 200-day MA: Trading 10.5% above the 200-day MA ($32.30).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is negative (-0.14) — short-term momentum is fading.
  • 52-week range: Price is within 5% of the 52-week high ($37.09).

UCB Price Chart

Loading chart for UCB

Fundamentals

Revenue (TTM)$1.0B
EBITDA
Free cash flow
Operating cash flow
Book value / share$30.54
Net debt / EBITDA
WACC9.0%
Revenue growth24.00%
Earnings growth51.00%

About United Community Banks, Inc.

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers private banking, investment management, investment advice, financial planning services, estate and retirement planning, and insurance products; non-deposit investment products and insurance products, such as life insurance, long-term care insurance and tax-deferred annuities; and trust services to manage fiduciary assets. Further, it provides reinsurance on property insurance contracts and payment processing services for commercial and small business customers. The company serves the commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.