Equites Radar

HMN · Horace Mann Educators Corporati

Insurance - Property & CasualtyUnited StatesAnalyst view: Buy

$52.10

+1.43% last session

End-of-day data · updated 2026-07-28

Bullish4 bullish · 1 bearish technical signals
Consensus: Buy (1.67 from 2 analysts)
To mean target: -3.1%

Market cap

$2B

Enterprise value

$3B

Trailing P/E

13.0

Forward P/E

9.9

Dividend yield

3.0%

Beta

0.11

Avg volume

0M

Employees

2K

2D change

5D change

0.88%

10D change

-1.62%

30D change

0.31%

60D change

14.03%

MTD change

-1.63%

YTD change

13.88%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)1.67
Covering analysts2
Mean price target$50.50
Low price target$48.00
Upside to mean target-3.1%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)59.2
50-day MA$49.33
200-day MA$45.10
Price vs 50-day MA+6.4%
Price vs 200-day MA+16.4%
MACD histogram-0.28
Volume vs 3-month avg0.6×
52w low $39.4052w high $54.12

Analyst sentiment over time — HMN

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 59 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 6.4% above the 50-day MA ($49.33).
  • Price vs 200-day MA: Trading 16.4% above the 200-day MA ($45.10).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is negative (-0.28) — short-term momentum is fading.
  • 52-week range: Price is within 5% of the 52-week high ($54.12).

HMN Price Chart

Loading chart for HMN

Fundamentals

Revenue (TTM)$2.0B
EBITDA$0M
Free cash flow$0M
Operating cash flow$0M
Book value / share$36.40
Net debt / EBITDA1.9
WACC5.0%
Revenue growth3.00%
Earnings growth9.00%

About Horace Mann Educators Corporati

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; property coverage for homeowners and renters. The Life & Retirement segment sells tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, benefit specialists, direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.

More in Insurance - Property & Casualty

Screen HMN against the full market on the Radar →

Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.