Equites Radar

AFRM · Affirm Holdings, Inc.

Credit ServicesUnited StatesAnalyst view: Buy

$71.44

+5.07% last session

End-of-day data · close of 2026-09-11

Neutral2 bullish · 2 bearish technical signals
Consensus: Buy (1.74 from 31 analysts)
To mean target: +46.2%

Market cap

$23B

Enterprise value

$31B

Trailing P/E

12.3

Forward P/E

13.9

Dividend yield

Beta

3.61

Avg volume

4M

Employees

2K

Daily Change %

5.07%

5 Days Change

-5.81%

10 Days Change

-8.46%

30 Days Change

-11.15%

60 Days Change

-18.30%

Month to Day Change

-2.56%

Year to Day Change

-8.44%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)1.74
Covering analysts31
Mean price target$99.42
Low price target$67.00
Upside to mean target+46.2%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)45.4
50-day MA$76.15
200-day MA$66.62
Price vs 50-day MA-6.2%
Price vs 200-day MA+7.2%
MACD histogram-0.65
Volume vs 3-month avg1.0×
52w low $42.5352w high $92.18

Analyst sentiment over time — AFRM

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-09-09

Latest call per bank · past 12 months

Goldman Sachs

Buy

$115

+69.1% vs price
▲ raised from $106Maintains · 2026-08-31

UBS

Neutral

$90.00

+32.4% vs price
▲ raised from $82.00Maintains · 2026-08-28

Barclays

Overweight

$105

+54.4% vs price
▲ raised from $97.00Maintains · 2026-08-28

JP Morgan

Overweight

$105

+54.4% vs price
▲ raised from $90.00Maintains · 2026-08-28

RBC Capital

Sector Perform

$96.00

+41.2% vs price
▲ raised from $80.00Maintains · 2026-08-28

Morgan Stanley

Equal-Weight

$82.00

+20.6% vs price
▲ raised from $80.00Maintains · 2026-08-28

Bank of America

Buy

$104

+53.0% vs price
▲ raised from $93.00Maintains · 2026-08-28

Wells Fargo

Overweight

$96.00

+41.2% vs price
▲ raised from $89.00Maintains · 2026-07-08

Citigroup

Buy

$115

+69.1% vs price
▲ raised from $100Maintains · 2026-07-01

Deutsche Bank

Buy

$85.00

+25.0% vs price
▲ raised from $80.00Maintains · 2026-06-25

Recent rating actions

DateFirmActionRatingPrice target
2026-09-09Loop CapitalInitiatesBuy$0.00 $105
2026-09-03Truist SecuritiesMaintainsBuy$83.00 $85.00
2026-09-02ScotiabankInitiatesSector Outperform$0.00 $95.00
2026-08-31Goldman SachsMaintainsBuy$106 $115
2026-08-31BernsteinMaintainsOutperform$100 $110
2026-08-31Cantor FitzgeraldMaintainsOverweight$88.00 $97.00
2026-08-28UBSMaintainsNeutral$82.00 $90.00
2026-08-28TD CowenMaintainsBuy$117 $124

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-09-11

  • RSI (14): RSI is 45 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 6.2% below the 50-day MA ($76.15).
  • Price vs 200-day MA: Trading 7.2% above the 200-day MA ($66.62).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is negative (-0.65) — short-term momentum is fading.
  • 52-week range: Price sits between the 52-week low ($42.53) and high ($92.18).

AFRM Price Chart

Loading chart for AFRM

Fundamentals

Revenue (TTM)$4.0B
EBITDA$1.0B
Free cash flow$0M
Operating cash flow$1.0B
Book value / share$16.26
Net Debt / EBITDA11.3
WACC22.0%
Revenue growth33.00%
Earnings growth2187.00%

About Affirm Holdings, Inc.

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including electronics; equipment and auto; fashion and beauty; general merchandise; home and lifestyle services; sporting goods and outdoors; and travel and ticketing. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.