Equites Radar

AFRM · Affirm Holdings, Inc.

Credit ServicesUnited StatesAnalyst view: Buy

$70.23

-0.89% last session

End-of-day data · updated 2026-07-28

Neutral2 bullish · 2 bearish technical signals
Consensus: Buy (1.68 from 30 analysts)
To mean target: +29.0%

Market cap

$24B

Enterprise value

$32B

Trailing P/E

66.4

Forward P/E

19.6

Dividend yield

Beta

3.67

Avg volume

5M

Employees

2K

2D change

4.02%

5D change

2.58%

10D change

-3.97%

30D change

-8.10%

60D change

-0.81%

MTD change

-12.88%

YTD change

-1.85%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)1.68
Covering analysts30
Mean price target$90.60
Low price target$55.10
Upside to mean target+29.0%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)42.9
50-day MA$73.67
200-day MA$66.14
Price vs 50-day MA-1.7%
Price vs 200-day MA+9.5%
MACD histogram-1.51
Volume vs 3-month avg0.5×
52w low $42.5352w high $92.18

Analyst sentiment over time — AFRM

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-24

Latest call per bank · past 12 months

Goldman Sachs

Buy

$106

+50.9% vs price
▲ raised from $90.00Maintains · 2026-07-09

JP Morgan

Overweight

$90.00

+28.2% vs price
▲ raised from $80.00Maintains · 2026-07-08

Wells Fargo

Overweight

$96.00

+36.7% vs price
▲ raised from $89.00Maintains · 2026-07-08

Barclays

Overweight

$97.00

+38.1% vs price
▲ raised from $0.00Initiates · 2026-07-08

Citigroup

Buy

$115

+63.7% vs price
▲ raised from $100Maintains · 2026-07-01

Morgan Stanley

Equal-Weight

$79.00

+12.5% vs price
Downgrade · 2026-06-25

Deutsche Bank

Buy

$85.00

+21.0% vs price
▲ raised from $80.00Maintains · 2026-06-25

Bank of America

Buy

$88.00

+25.3% vs price
▲ raised from $82.00Maintains · 2026-05-11

RBC Capital

Sector Perform

$80.00

+13.9% vs price
▲ raised from $77.00Maintains · 2026-05-08

UBS

Neutral

$85.00

+21.0% vs price
▲ raised from $56.00Maintains · 2025-08-29

Jefferies

Buy

$95.00

+35.3% vs price
▲ raised from $82.00Maintains · 2025-08-26

Recent rating actions

DateFirmActionRatingPrice target
2026-07-24Truist SecuritiesMaintainsBuy$80.00 $83.00
2026-07-22BernsteinInitiatesOutperform$0.00 $100
2026-07-22Cantor FitzgeraldMaintainsOverweight$80.00 $88.00
2026-07-14BairdMaintainsNeutral$70.00 $82.00
2026-07-09Goldman SachsMaintainsBuy$90.00 $106
2026-07-08JP MorganMaintainsOverweight$80.00 $90.00
2026-07-08Wells FargoMaintainsOverweight$89.00 $96.00
2026-07-08BarclaysInitiatesOverweight$0.00 $97.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 43 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 1.7% below the 50-day MA ($73.67).
  • Price vs 200-day MA: Trading 9.5% above the 200-day MA ($66.14).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is negative (-1.51) — short-term momentum is fading.
  • 52-week range: Price sits between the 52-week low ($42.53) and high ($92.18).

AFRM Price Chart

Loading chart for AFRM

Fundamentals

Revenue (TTM)$4.0B
EBITDA$1.0B
Free cash flow$0M
Operating cash flow$1.0B
Book value / share$11.30
Net debt / EBITDA11.6
WACC23.0%
Revenue growth33.00%
Earnings growth3529.00%

About Affirm Holdings, Inc.

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including sporting goods and outdoors, home and lifestyle, travel and ticketing, electronics, fashion and beauty, equipment and auto, and general merchandise. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.