Equites Radar

ALLY · Ally Financial Inc.

Credit ServicesUnited StatesAnalyst view: Buy

$43.68

+0.98% last session

End-of-day data · updated 2026-07-29

Neutral2 bullish · 2 bearish technical signals
Consensus: Buy (1.67 from 17 analysts)
To mean target: +23.4%

Market cap

$13B

Enterprise value

$31B

Trailing P/E

10.3

Forward P/E

6.9

Dividend yield

3.0%

Beta

1.08

Avg volume

3M

Employees

10K

2D change

0.98%

5D change

10D change

-3.35%

30D change

-6.65%

60D change

3.04%

MTD change

-4.28%

YTD change

-1.24%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)1.67
Covering analysts17
Mean price target$53.88
Low price target$45.00
Upside to mean target+23.4%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)44.9
50-day MA$44.22
200-day MA$41.93
Price vs 50-day MA-0.3%
Price vs 200-day MA+5.2%
MACD histogram-0.31
Volume vs 3-month avg0.9×
52w low $35.7252w high $47.25

Analyst sentiment over time — ALLY

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-10

Latest call per bank · past 12 months

RBC Capital

Outperform

$55.00

+25.9% vs price
▲ raised from $52.00Maintains · 2026-07-10

Bank of America

Buy

$53.00

+21.3% vs price
▲ raised from $52.00Maintains · 2026-07-08

Wells Fargo

Overweight

$55.00

+25.9% vs price
▲ raised from $52.00Maintains · 2026-06-26

Citigroup

Buy

$58.00

+32.8% vs price
▼ cut from $70.00Maintains · 2026-06-23

Goldman Sachs

Buy

$56.00

+28.2% vs price
▲ raised from $50.00Maintains · 2026-04-20

Morgan Stanley

Overweight

$55.00

+25.9% vs price
▲ raised from $53.00Maintains · 2026-04-20

Barclays

Equal-Weight

$56.00

+28.2% vs price
▲ raised from $54.00Maintains · 2026-04-20

JP Morgan

Overweight

$46.00

+5.3% vs price
▼ cut from $48.00Maintains · 2026-04-09

UBS

Buy

$56.00

+28.2% vs price
▲ raised from $0.00Initiates · 2026-01-08

Recent rating actions

DateFirmActionRatingPrice target
2026-07-10RBC CapitalMaintainsOutperform$52.00 $55.00
2026-07-08Bank of AmericaMaintainsBuy$52.00 $53.00
2026-06-26Wells FargoMaintainsOverweight$52.00 $55.00
2026-06-23CitigroupMaintainsBuy$70.00 $58.00
2026-04-21Evercore ISI GroupMaintainsOutperform$46.00 $54.00
2026-04-20Goldman SachsMaintainsBuy$50.00 $56.00
2026-04-20Morgan StanleyMaintainsOverweight$53.00 $55.00
2026-04-20BarclaysMaintainsEqual-Weight$54.00 $56.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 45 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 0.2% below the 50-day MA ($44.22).
  • Price vs 200-day MA: Trading 5.2% above the 200-day MA ($41.93).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is negative (-0.31) — short-term momentum is fading.
  • 52-week range: Price sits between the 52-week low ($35.72) and high ($47.25).

ALLY Price Chart

Loading chart for ALLY

Fundamentals

Revenue (TTM)$8.0B
EBITDA
Free cash flow
Operating cash flow$5.0B
Book value / share$43.22
Net debt / EBITDA
WACC8.0%
Revenue growth11.00%
Earnings growth14.00%

About Ally Financial Inc.

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers deposits and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.