Equites Radar

PYPL · PayPal Holdings, Inc.

Credit ServicesUnited StatesAnalyst view: Hold

$56.15

+4.01% last session

End-of-day data · updated 2026-07-28

Mildly bullish3 bullish · 2 bearish technical signals
Consensus: Hold (2.81 from 33 analysts)
To mean target: -5.5%

Market cap

$49B

Enterprise value

$52B

Trailing P/E

10.5

Forward P/E

9.8

Dividend yield

1.0%

Beta

1.33

Avg volume

17M

Employees

24K

2D change

5D change

0.12%

10D change

-0.87%

30D change

26.60%

60D change

25.71%

MTD change

27.23%

YTD change

-3.35%

Analyst Outlook

Consensus ratingHold
Recommendation mean (1–5)2.81
Covering analysts33
Mean price target$53.07
Low price target$32.00
Upside to mean target-5.5%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)79.0
50-day MA$46.20
200-day MA$52.09
Price vs 50-day MA+26.2%
Price vs 200-day MA+12.0%
MACD histogram0.55
Volume vs 3-month avg1.2×
52w low $38.8352w high $77.55

Analyst sentiment over time — PYPL

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-24

Latest call per bank · past 12 months

Barclays

Equal-Weight

$55.00

-2.0% vs price
▲ raised from $42.00Upgrade · 2026-07-16

Goldman Sachs

Sell

$48.00

-14.5% vs price
▲ raised from $41.00Maintains · 2026-07-09

UBS

Neutral

$48.00

-14.5% vs price
▲ raised from $44.00Maintains · 2026-05-06

RBC Capital

Outperform

$59.00

+5.1% vs price
Reiterates · 2026-05-06

Bank of America

Neutral

$55.00

-2.0% vs price
▲ raised from $48.00Maintains · 2026-04-21

Citigroup

Neutral

$48.00

-14.5% vs price
▲ raised from $42.00Maintains · 2026-04-08

Morgan Stanley

Underweight

$34.00

-39.4% vs price
▼ cut from $50.00Maintains · 2026-02-04

JP Morgan

Neutral

$46.00

-18.1% vs price
▼ cut from $70.00Maintains · 2026-02-04

Wells Fargo

Equal-Weight

$48.00

-14.5% vs price
▼ cut from $67.00Maintains · 2026-02-04

Recent rating actions

DateFirmActionRatingPrice target
2026-07-24Truist SecuritiesUpgradeSellHold$44.00 $57.00
2026-07-16BarclaysUpgradeUnderweightEqual-Weight$42.00 $55.00
2026-07-16Canaccord GenuityMaintainsHold$42.00 $55.00
2026-07-15MacquarieMaintainsNeutral$50.00
2026-07-09Goldman SachsMaintainsSell$41.00 $48.00
2026-07-08BarclaysInitiatesOverweightUnderweight$0.00 $42.00
2026-06-30Piper SandlerMaintainsNeutral$46.00 $42.00
2026-05-20Canaccord GenuityMaintainsHold$42.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 79 — overbought territory; the recent run-up may be due for a pause.
  • Price vs 50-day MA: Trading 26.2% above the 50-day MA ($46.20).
  • Price vs 200-day MA: Trading 12.0% above the 200-day MA ($52.09).
  • MA cross: The 50-day MA sits below the 200-day MA (death-cross regime) — the longer-term trend points down.
  • MACD (12,26,9): MACD histogram is positive (+0.55) — short-term momentum is improving.
  • 52-week range: Price sits between the 52-week low ($38.83) and high ($77.55).

PYPL Price Chart

Loading chart for PYPL

Fundamentals

Revenue (TTM)$34B
EBITDA$7.0B
Free cash flow$4.0B
Operating cash flow$6.0B
Book value / share$22.45
Net debt / EBITDA0.4
WACC12.0%
Revenue growth7.00%
Earnings growth-6.00%

About PayPal Holdings, Inc.

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.