SOFI · SoFi Technologies, Inc.
$16.46
-0.83% last session
End-of-day data · updated 2026-07-28
Market cap
$22B
Enterprise value
$19B
Trailing P/E
37.5
Forward P/E
20.8
Dividend yield
—
Beta
2.15
Avg volume
80M
Employees
6K
2D change
—
5D change
1.38%
10D change
-2.31%
30D change
-5.59%
60D change
-7.35%
MTD change
-8.46%
YTD change
-35.52%
Analyst Outlook
Analyst estimates change daily — follow the shifts on the Estimate Trends page.
Technical Analysis
Analyst sentiment over time — SOFI
Rec Mean (blue, left — higher = more bullish) vs. price targets (right).
Investment Bank Ratings as of 2026-07-24
Latest call per bank · past 12 months
Goldman Sachs
Neutral$21.00
+27.6% vs priceCitigroup
Buy$30.00
+82.3% vs priceUBS
Neutral$21.00
+27.6% vs priceWells Fargo
Equal-Weight$18.00
+9.4% vs priceBarclays
Equal-Weight$18.00
+9.4% vs priceJP Morgan
Overweight$31.00
+88.3% vs priceMorgan Stanley
Underweight$18.00
+9.4% vs priceRecent rating actions
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-07-24 | Truist Securities | Maintains | Hold | $17.00 → $18.00 |
| 2026-07-09 | Goldman Sachs | Maintains | Neutral | $17.00 → $21.00 |
| 2026-05-12 | Truist Securities | Maintains | Hold | $20.00 → $17.00 |
| 2026-05-04 | Citigroup | Maintains | Buy | $37.00 → $30.00 |
| 2026-04-30 | UBS | Maintains | Neutral | $24.50 → $21.00 |
| 2026-04-30 | TD Cowen | Maintains | Hold | $24.00 → $18.00 |
| 2026-04-30 | Stephens & Co. | Maintains | Overweight | $26.00 → $25.00 |
| 2026-04-30 | Needham | Maintains | Buy | $33.00 → $25.00 |
Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.
Signal Summary as of 2026-07-28
- RSI (14): RSI is 44 — neutral momentum, neither overbought nor oversold.
- Price vs 50-day MA: Trading 2.5% below the 50-day MA ($17.16).
- Price vs 200-day MA: Trading 22.1% below the 200-day MA ($21.48).
- MA cross: The 50-day MA sits below the 200-day MA (death-cross regime) — the longer-term trend points down.
- MACD (12,26,9): MACD histogram is negative (-0.18) — short-term momentum is fading.
- 52-week range: Price sits between the 52-week low ($15.15) and high ($32.21).
SOFI Price Chart
Loading chart for SOFI…
Fundamentals
About SoFi Technologies, Inc.
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.
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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.