SYF · Synchrony Financial
$74.83
+1.62% last session
End-of-day data · close of 2026-10-26
Market cap
$24B
Enterprise value
$26B
Trailing P/E
7.8
Forward P/E
7.1
Dividend yield
2.0%
Beta
1.34
Avg volume
3M
Employees
20K
Daily Change %
1.62%
5 Days Change
-0.35%
10 Days Change
1.56%
30 Days Change
2.59%
60 Days Change
-4.13%
Month to Day Change
4.64%
Year to Day Change
-9.19%
Analyst Outlook
Analyst estimates change daily — follow the shifts on the Estimate Trends page.
Technical Analysis
Analyst sentiment over time — SYF
Rec Mean (blue, left — higher = more bullish) vs. price targets (right).
Investment Bank Ratings as of 2026-10-21
Latest call per bank · past 12 months
JP Morgan
Neutral$77.00
+2.9% vs priceBarclays
Overweight$94.00
+25.6% vs priceMorgan Stanley
Equal-Weight$83.00
+10.9% vs priceUBS
Neutral$81.00
+8.2% vs priceWells Fargo
Overweight$88.00
+17.6% vs priceRBC Capital
Sector Perform$80.00
+6.9% vs priceHSBC
Buy$97.00
+29.6% vs priceRecent rating actions
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-21 | JP Morgan | Maintains | Neutral | $74.00 → $77.00 |
| 2026-10-21 | Evercore ISI Group | Downgrade | Outperform → In-Line | $80.00 → $78.00 |
| 2026-10-21 | Barclays | Maintains | Overweight | $93.00 → $94.00 |
| 2026-10-12 | Morgan Stanley | Maintains | Equal-Weight | $84.00 → $83.00 |
| 2026-10-12 | JP Morgan | Maintains | Neutral | $78.00 → $74.00 |
| 2026-10-09 | BMO Capital | Initiates | Market Perform | $0.00 → $81.00 |
| 2026-10-06 | TD Cowen | Maintains | Buy | $90.00 → $86.00 |
| 2026-10-05 | UBS | Maintains | Neutral | $87.00 → $81.00 |
Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.
Signal Summary as of 2026-10-26
- neutral: RSI (14): RSI is 54 — neutral momentum, neither overbought nor oversold.
- bearish: Price vs 50-day MA: Trading 0.7% below the 50-day MA ($75.32).
- bullish: Price vs 200-day MA: Trading 2.0% above the 200-day MA ($73.34).
- bullish: MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
- bullish: MACD (12,26,9): MACD histogram is positive (+0.36) — short-term momentum is improving.
- neutral: 52-week range: Price sits between the 52-week low ($63.25) and high ($87.38).
SYF Price Chart
Loading chart for SYF…
Fundamentals
About Synchrony Financial
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.
More in Credit Services
V
Visa Inc.
$759B 15.9% YTD
MA
Mastercard Incorporated
$537B 8.2% YTD
AXP
American Express Company
$211B -13.9% YTD
COF
Capital One Financial Corporati
$124B -15.5% YTD
PYPL
PayPal Holdings, Inc.
$47B -5.0% YTD
AFRM
Affirm Holdings, Inc.
$23B -6.6% YTD
SOFI
SoFi Technologies, Inc.
$19B -44.8% YTD
ALLY
Ally Financial Inc.
$12B -12.5% YTD
Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.