Equites Radar

ECPG · Encore Capital Group Inc

Credit ServicesUnited StatesAnalyst view: Buy

$90.16

+1.54% last session

End-of-day data · updated 2026-07-28

Bullish5 bullish · 0 bearish technical signals
Consensus: Buy (1.75 from 3 analysts)
To mean target: +25.7%

Market cap

$2B

Enterprise value

$6B

Trailing P/E

7.4

Forward P/E

7.1

Dividend yield

Beta

1.27

Avg volume

0M

Employees

7K

2D change

5D change

10.30%

10D change

3.42%

30D change

4.23%

60D change

18.17%

MTD change

0.70%

YTD change

73.78%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)1.75
Covering analysts3
Mean price target$113.33
Low price target$105.00
Upside to mean target+25.7%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)63.2
50-day MA$85.53
200-day MA$66.54
Price vs 50-day MA+12.1%
Price vs 200-day MA+44.1%
MACD histogram0.02
Volume vs 3-month avg1.3×
52w low $35.9752w high $95.90

Analyst sentiment over time — ECPG

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-06-17

Latest call per bank · past 12 months

Recent rating actions

DateFirmActionRatingPrice target
2026-06-17CitizensMaintainsMarket Outperform$108 $115
2026-05-07CitizensMaintainsMarket Outperform$90.00 $108
2026-05-07Truist SecuritiesMaintainsBuy$100 $105
2026-02-26CitizensMaintainsMarket Outperform$75.00 $90.00
2026-02-26Truist SecuritiesMaintainsBuy$59.00 $80.00
2026-01-20CitizensMaintainsMarket Outperform$59.00 $75.00
2025-11-06Janney Montgomery ScottMaintainsBuy$56.00 $62.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 63 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 12.1% above the 50-day MA ($85.53).
  • Price vs 200-day MA: Trading 44.1% above the 200-day MA ($66.54).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is positive (+0.01) — short-term momentum is improving.
  • 52-week range: Price is within 5% of the 52-week high ($95.90).

ECPG Price Chart

Loading chart for ECPG

Fundamentals

Revenue (TTM)$2.0B
EBITDA$1.0B
Free cash flow$0M
Operating cash flow$0M
Book value / share$48.13
Net debt / EBITDA5.4
WACC8.0%
Revenue growth21.00%
Earnings growth100.00%

About Encore Capital Group Inc

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

More in Credit Services

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.