Equites Radar

ENVA · Enova International, Inc.

Credit ServicesUnited StatesAnalyst view: Strong Buy

$217.80

-2.11% last session

End-of-day data · updated 2026-07-25

Mildly bullish3 bullish · 1 bearish technical signals
Consensus: Strong Buy (1.29 from 7 analysts)
To mean target: +16.9%

Market cap

$6B

Enterprise value

$11B

Trailing P/E

19.3

Forward P/E

11.5

Dividend yield

Beta

Avg volume

0M

Employees

2K

2D change

8.94%

5D change

2.96%

10D change

0.68%

30D change

7.18%

60D change

49.18%

MTD change

-2.03%

YTD change

50.94%

Analyst Outlook

Consensus ratingStrong Buy
Recommendation mean (1–5)1.29
Covering analysts7
Mean price target$254.57
Low price target$200.00
Upside to mean target+16.9%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)48.0
50-day MA$198.04
200-day MA$157.28
Price vs 50-day MA+10.0%
Price vs 200-day MA+38.5%
MACD histogram-3.95
Volume vs 3-month avg1.4×
52w low $100.5652w high $242.18

Analyst sentiment over time — ENVA

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-24

Latest call per bank · past 12 months

Jefferies

Buy

$280

+28.6% vs price
▲ raised from $260Maintains · 2026-07-08

Recent rating actions

DateFirmActionRatingPrice target
2026-07-24TD CowenMaintainsBuy$250 $257
2026-07-08JefferiesMaintainsBuy$260 $280
2026-07-07TD CowenMaintainsBuy$190 $250
2026-06-30BTIGMaintainsBuy$199 $270
2026-06-26CitizensMaintainsMarket Outperform$195 $270
2026-04-27Maxim GroupMaintainsBuy$191 $200
2026-04-24TD CowenMaintainsBuy$165 $190
2026-04-24CitizensMaintainsMarket Outperform$182 $195

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-23

  • RSI (14): RSI is 48 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 10.0% above the 50-day MA ($198.04).
  • Price vs 200-day MA: Trading 38.5% above the 200-day MA ($157.28).
  • MA cross: The 50-day MA sits above the 200-day MA (golden-cross regime) — the longer-term trend points up.
  • MACD (12,26,9): MACD histogram is negative (-3.94) — short-term momentum is fading.
  • 52-week range: Price sits between the 52-week low ($100.56) and high ($242.18).

ENVA Price Chart

Loading chart for ENVA

Fundamentals

Revenue (TTM)$2.0B
EBITDA
Free cash flow
Operating cash flow$2.0B
Book value / share$60.16
Net debt / EBITDA
WACC3.0%
Revenue growth31.00%
Earnings growth40.00%

About Enova International, Inc.

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.