Equites Radar

JCAP · Jefferson Capital, Inc.

Credit ServicesUnited StatesAnalyst view: Buy

$19.82

+0.49% last session

End-of-day data · updated 2026-07-28

Mildly bullish3 bullish · 1 bearish technical signals
Consensus: Buy (1.60 from 5 analysts)
To mean target: +31.2%

Market cap

$1B

Enterprise value

$3B

Trailing P/E

4.0

Forward P/E

7.0

Dividend yield

5.0%

Beta

Avg volume

0M

Employees

1K

2D change

3.08%

5D change

6.80%

10D change

4.55%

30D change

6.80%

60D change

20.25%

MTD change

4.18%

YTD change

-6.10%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)1.60
Covering analysts5
Mean price target$26.00
Low price target$21.00
Upside to mean target+31.2%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)67.9
50-day MA$17.85
200-day MA$19.56
Price vs 50-day MA+15.0%
Price vs 200-day MA+5.0%
MACD histogram0.11
Volume vs 3-month avg1.3×
52w low $15.4752w high $22.76

Analyst sentiment over time — JCAP

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2025-12-24

Latest call per bank · past 12 months

Recent rating actions

DateFirmActionRatingPrice target
2025-12-24Keefe, Bruyette & WoodsReiteratesOutperform$28.00
2025-11-17Keefe, Bruyette & WoodsMaintainsOutperform$22.00 $28.00
2025-11-14CitizensMaintainsMarket Outperform$23.00 $26.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 68 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 15.0% above the 50-day MA ($17.85).
  • Price vs 200-day MA: Trading 5.0% above the 200-day MA ($19.56).
  • MA cross: The 50-day MA sits below the 200-day MA (death-cross regime) — the longer-term trend points down.
  • MACD (12,26,9): MACD histogram is positive (+0.11) — short-term momentum is improving.
  • 52-week range: Price sits between the 52-week low ($15.47) and high ($22.76).

JCAP Price Chart

Loading chart for JCAP

Fundamentals

Revenue (TTM)$1.0B
EBITDA$0M
Free cash flow$0M
Operating cash flow$0M
Book value / share$8.00
Net debt / EBITDA3.7
WACC3.0%
Revenue growth12.00%
Earnings growth

About Jefferson Capital, Inc.

Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discounts to face value and manage them by working with individuals as they repay obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Minneapolis, Minnesota.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.