Equites Radar

NAVI · Navient Corporation

Credit ServicesUnited StatesAnalyst view: Hold

$8.23

+1.63% last session

End-of-day data · updated 2026-07-28

Neutral2 bullish · 2 bearish technical signals
Consensus: Hold (3.25 from 8 analysts)
To mean target: +10.1%

Market cap

$1B

Enterprise value

$45B

Trailing P/E

Forward P/E

9.1

Dividend yield

8.0%

Beta

1.21

Avg volume

1M

Employees

1K

2D change

5D change

2.01%

10D change

-0.46%

30D change

-1.03%

60D change

2.70%

MTD change

-1.37%

YTD change

-31.09%

Analyst Outlook

Consensus ratingHold
Recommendation mean (1–5)3.25
Covering analysts8
Mean price target$9.06
Low price target$8.00
Upside to mean target+10.1%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)59.2
50-day MA$8.23
200-day MA$9.73
Price vs 50-day MA+6.3%
Price vs 200-day MA-10.1%
MACD histogram0.01
Volume vs 3-month avg0.5×
52w low $7.2952w high $13.18

Analyst sentiment over time — NAVI

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-13

Latest call per bank · past 12 months

JP Morgan

Neutral

$8.00

-2.8% vs price
▼ cut from $9.50Maintains · 2026-07-13

Barclays

Underweight

$8.00

-2.8% vs price
▲ raised from $7.00Maintains · 2026-04-30

Morgan Stanley

Equal-Weight

$9.00

+9.4% vs price
▼ cut from $12.00Maintains · 2026-04-16

Deutsche Bank

Hold

$9.00

+9.4% vs price
▼ cut from $15.00Maintains · 2026-01-29

Recent rating actions

DateFirmActionRatingPrice target
2026-07-13JP MorganMaintainsNeutral$9.50 $8.00
2026-07-07TD CowenMaintainsSell$9.00 $8.50
2026-04-30TD CowenMaintainsSell$8.00 $9.00
2026-04-30BarclaysMaintainsUnderweight$7.00 $8.00
2026-04-16Morgan StanleyMaintainsEqual-Weight$12.00 $9.00
2026-04-09JP MorganMaintainsNeutral$10.50 $8.50
2026-04-06BarclaysMaintainsUnderweight$9.00 $7.00
2026-01-29Deutsche BankMaintainsHold$15.00 $9.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 59 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 6.3% above the 50-day MA ($8.23).
  • Price vs 200-day MA: Trading 10.1% below the 200-day MA ($9.73).
  • MA cross: The 50-day MA sits below the 200-day MA (death-cross regime) — the longer-term trend points down.
  • MACD (12,26,9): MACD histogram is positive (+0.01) — short-term momentum is improving.
  • 52-week range: Price sits between the 52-week low ($7.29) and high ($13.18).

NAVI Price Chart

Loading chart for NAVI

Fundamentals

Revenue (TTM)$0M
EBITDA
Free cash flow
Operating cash flow$0M
Book value / share$25.31
Net debt / EBITDA
WACC6.0%
Revenue growth-1.00%
Earnings growth

About Navient Corporation

Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

More in Credit Services

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.