Equites Radar

NAVI · Navient Corporation

Credit ServicesUnited StatesAnalyst view: Hold

$9.42

+2.95% last session

End-of-day data · close of 2026-09-11

Neutral2 bullish · 2 bearish technical signals
Consensus: Hold (3.29 from 7 analysts)
To mean target: -0.9%

Market cap

$1B

Enterprise value

$44B

Trailing P/E

Forward P/E

9.5

Dividend yield

7.0%

Beta

1.20

Avg volume

1M

Employees

1K

Daily Change %

2.95%

5 Days Change

-3.63%

10 Days Change

-0.74%

30 Days Change

10.53%

60 Days Change

14.55%

Month to Day Change

1.72%

Year to Day Change

-24.45%

Analyst Outlook

Consensus ratingHold
Recommendation mean (1–5)3.29
Covering analysts7
Mean price target$9.07
Low price target$8.00
Upside to mean target-0.9%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)56.3
50-day MA$8.78
200-day MA$9.18
Price vs 50-day MA+7.3%
Price vs 200-day MA+2.6%
MACD histogram-0.02
Volume vs 3-month avg0.7×
52w low $7.1652w high $12.55

Analyst sentiment over time — NAVI

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-07-13

Latest call per bank · past 12 months

JP Morgan

Neutral

$8.00

-12.6% vs price
▼ cut from $9.50Maintains · 2026-07-13

Barclays

Underweight

$8.00

-12.6% vs price
▲ raised from $7.00Maintains · 2026-04-30

Morgan Stanley

Equal-Weight

$9.00

-1.6% vs price
▼ cut from $12.00Maintains · 2026-04-16

Deutsche Bank

Hold

$9.00

-1.6% vs price
▼ cut from $15.00Maintains · 2026-01-29

Recent rating actions

DateFirmActionRatingPrice target
2026-07-13JP MorganMaintainsNeutral$9.50 $8.00
2026-07-07TD CowenMaintainsSell$9.00 $8.50
2026-04-30TD CowenMaintainsSell$8.00 $9.00
2026-04-30BarclaysMaintainsUnderweight$7.00 $8.00
2026-04-16Morgan StanleyMaintainsEqual-Weight$12.00 $9.00
2026-04-09JP MorganMaintainsNeutral$10.50 $8.50
2026-04-06BarclaysMaintainsUnderweight$9.00 $7.00
2026-01-29Deutsche BankMaintainsHold$15.00 $9.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-09-11

  • RSI (14): RSI is 56 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 7.3% above the 50-day MA ($8.78).
  • Price vs 200-day MA: Trading 2.6% above the 200-day MA ($9.18).
  • MA cross: The 50-day MA sits below the 200-day MA (death-cross regime) — the longer-term trend points down.
  • MACD (12,26,9): MACD histogram is negative (-0.02) — short-term momentum is fading.
  • 52-week range: Price sits between the 52-week low ($7.16) and high ($12.55).

NAVI Price Chart

Loading chart for NAVI

Fundamentals

Revenue (TTM)$0M
EBITDA
Free cash flow
Operating cash flow$0M
Book value / share$25.57
Net Debt / EBITDA
WACC6.0%
Revenue growth4.00%
Earnings growth100.00%

About Navient Corporation

Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.