Equites Radar

QFIN · Qfin Holdings, Inc.

Credit ServicesChinaAnalyst view: none

$13.19

+0.52% last session

End-of-day data · updated 2026-07-28

Bearish0 bullish · 4 bearish technical signals
To mean target: +66.2%

Market cap

$2B

Enterprise value

$-2B

Trailing P/E

2.4

Forward P/E

0.4

Dividend yield

12.0%

Beta

0.57

Avg volume

1M

Employees

4K

2D change

5D change

3.27%

10D change

6.52%

30D change

-14.23%

60D change

-15.67%

MTD change

-17.17%

YTD change

-25.43%

Analyst Outlook

Consensus rating
Recommendation mean (1–5)
Covering analysts13
Mean price target$21.92
Low price target$14.55
Upside to mean target+66.2%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)47.1
50-day MA$14.33
200-day MA$16.05
Price vs 50-day MA-4.9%
Price vs 200-day MA-15.1%
MACD histogram-0.00
Volume vs 3-month avg0.7×
52w low $11.6552w high $32.31

Analyst sentiment over time — QFIN

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-03-18

Latest call per bank · past 12 months

Jefferies

Buy

$23.40

+77.4% vs price
▼ cut from $30.30Maintains · 2026-03-18

JP Morgan

Neutral

$21.00

+59.2% vs price
▼ cut from $45.00Downgrade · 2025-11-19

Recent rating actions

DateFirmActionRatingPrice target
2026-03-18JefferiesMaintainsBuy$30.30 $23.40
2025-11-19JP MorganDowngradeOverweightNeutral$45.00 $21.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-07-28

  • RSI (14): RSI is 47 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 4.9% below the 50-day MA ($14.33).
  • Price vs 200-day MA: Trading 15.1% below the 200-day MA ($16.05).
  • MA cross: The 50-day MA sits below the 200-day MA (death-cross regime) — the longer-term trend points down.
  • MACD (12,26,9): MACD histogram is negative (-0.00) — short-term momentum is fading.
  • 52-week range: Price sits between the 52-week low ($11.65) and high ($32.31).

QFIN Price Chart

Loading chart for QFIN

Fundamentals

Revenue (TTM)$18B
EBITDA$7.0B
Free cash flow$10B
Operating cash flow$10B
Book value / share$29.54
Net debt / EBITDA-0.5
WACC7.0%
Revenue growth-17.00%
Earnings growth-43.00%

About Qfin Holdings, Inc.

Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Qfin Holdings, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.