Equites Radar

QFIN · Qfin Holdings, Inc.

Credit ServicesChinaAnalyst view: Buy

$8.47

+0.00% last session

End-of-day data · close of 2026-09-11

Bearish1 bullish · 4 bearish technical signals
Consensus: Buy (2.23 from 13 analysts)
To mean target: +77.9%

Market cap

$1B

Enterprise value

$-2B

Trailing P/E

2.0

Forward P/E

0.4

Dividend yield

14.0%

Beta

0.57

Avg volume

2M

Employees

4K

Daily Change %

0.00%

5 Days Change

0.13%

10 Days Change

4.76%

30 Days Change

-29.12%

60 Days Change

-31.27%

Month to Day Change

8.26%

Year to Day Change

-50.11%

Analyst Outlook

Consensus ratingBuy
Recommendation mean (1–5)2.23
Covering analysts13
Mean price target$15.07
Low price target$8.03
Upside to mean target+77.9%

Analyst estimates change daily — follow the shifts on the Estimate Trends page.

Technical Analysis

RSI (14)30.4
50-day MA$11.45
200-day MA$13.46
Price vs 50-day MA-26.0%
Price vs 200-day MA-37.1%
MACD histogram0.04
Volume vs 3-month avg0.3×
52w low $7.9452w high $28.18

Analyst sentiment over time — QFIN

Rec Mean (blue, left — higher = more bullish) vs. price targets (right).

Investment Bank Ratings as of 2026-08-26

Latest call per bank · past 12 months

JP Morgan

Underweight

$9.00

+6.3% vs price
▼ cut from $13.50Downgrade · 2026-08-26

Jefferies

Buy

$23.40

+176.3% vs price
▼ cut from $30.30Maintains · 2026-03-18

Recent rating actions

DateFirmActionRatingPrice target
2026-08-26JP MorganDowngradeNeutralUnderweight$13.50 $9.00
2026-08-11JP MorganMaintainsNeutral$14.50 $13.50
2026-03-18JefferiesMaintainsBuy$30.30 $23.40
2025-11-19JP MorganDowngradeOverweightNeutral$45.00 $21.00

Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.

Signal Summary as of 2026-09-11

  • RSI (14): RSI is 30 — neutral momentum, neither overbought nor oversold.
  • Price vs 50-day MA: Trading 26.0% below the 50-day MA ($11.45).
  • Price vs 200-day MA: Trading 37.1% below the 200-day MA ($13.46).
  • MA cross: The 50-day MA sits below the 200-day MA (death-cross regime) — the longer-term trend points down.
  • MACD (12,26,9): MACD histogram is positive (+0.04) — short-term momentum is improving.
  • 52-week range: Price is within 10% of the 52-week low ($7.94).

QFIN Price Chart

Loading chart for QFIN

Fundamentals

Revenue (TTM)$17B
EBITDA$6.0B
Free cash flow$15B
Operating cash flow$9.0B
Book value / share$29.42
Net Debt / EBITDA-0.6
WACC6.0%
Revenue growth-32.00%
Earnings growth-74.00%

About Qfin Holdings, Inc.

Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Qfin Holdings, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.

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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.