UPST · Upstart Holdings, Inc.
$23.00
-3.28% last session
End-of-day data · close of 2026-10-26
Market cap
$2B
Enterprise value
$4B
Trailing P/E
46.0
Forward P/E
6.4
Dividend yield
0.0%
Beta
2.43
Avg volume
4M
Employees
1K
Daily Change %
-3.28%
5 Days Change
-3.56%
10 Days Change
-2.38%
30 Days Change
-3.40%
60 Days Change
-20.91%
Month to Day Change
0.22%
Year to Day Change
-47.40%
Analyst Outlook
Analyst estimates change daily — follow the shifts on the Estimate Trends page.
Technical Analysis
Analyst sentiment over time — UPST
Rec Mean (blue, left — higher = more bullish) vs. price targets (right).
Investment Bank Ratings as of 2026-10-15
Latest call per bank · past 12 months
Goldman Sachs
Neutral$28.00
+21.7% vs priceCitigroup
Buy$61.00
+165.2% vs priceJP Morgan
Overweight$65.00
+182.6% vs priceBank of America
Neutral$71.00
+208.7% vs priceRecent rating actions
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-15 | Citizens | Maintains | Market Underperform | $20.00 → $18.00 |
| 2026-10-13 | Goldman Sachs | Maintains | Neutral | $39.00 → $28.00 |
| 2026-09-22 | BTIG | Reiterates | Buy | $43.00 |
| 2026-09-09 | Loop Capital | Initiates | Hold | $0.00 → $34.00 |
| 2026-08-05 | Needham | Maintains | Buy | $40.00 → $42.00 |
| 2026-08-05 | Piper Sandler | Maintains | Overweight | $46.00 → $51.00 |
| 2026-08-05 | BTIG | Reiterates | Buy | $43.00 |
| 2026-07-22 | Citigroup | Maintains | Buy | $80.00 → $61.00 |
Ratings and price targets are the published opinions of the issuing banks, compiled from Yahoo Finance rating actions — not investment advice.
Signal Summary as of 2026-10-26
- neutral: RSI (14): RSI is 41 — neutral momentum, neither overbought nor oversold.
- bearish: Price vs 50-day MA: Trading 10.8% below the 50-day MA ($25.78).
- bearish: Price vs 200-day MA: Trading 24.2% below the 200-day MA ($30.34).
- bearish: MA cross: The 50-day MA sits below the 200-day MA (death-cross regime) — the longer-term trend points down.
- bullish: MACD (12,26,9): MACD histogram is positive (+0.12) — short-term momentum is improving.
- bearish: 52-week range: Price is within 10% of the 52-week low ($22.74).
UPST Price Chart
Loading chart for UPST…
Fundamentals
About Upstart Holdings, Inc.
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
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Data is sourced from end-of-day snapshots and refreshed daily before the US market open — nothing on this page is real-time. Figures can contain vendor errors. This page is for information only and is not investment advice.